# Best Bank Mortgage Lenders in Chicago - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top banks offering mortgages in Chicago. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Chicago
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Banks
- **Total Lenders in Market:** 71
- **Total Loan Volume:** 19,128
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [Fifth Third Bank, National Association](https://saferate.com/lenders/fifth-third-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [Old National Bank](https://saferate.com/lenders/old-national-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 5 | [Associated Bank, National Association](https://saferate.com/lenders/associated-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 6 | [Morgan Stanley Private Bank, National Association](https://saferate.com/lenders/morgan-stanley-private-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 7 | [Busey Bank](https://saferate.com/lenders/busey-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 8 | [Citibank, National Association](https://saferate.com/lenders/citibank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 9 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 10 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 11 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [NBKC BANK](https://saferate.com/lenders/nbkc-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 13 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 14 | [NexBank](https://saferate.com/lenders/nexbank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [CIBC Bank USA](https://saferate.com/lenders/cibc-bank-usa) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [Marquette Bank](https://saferate.com/lenders/marquette-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 17 | [Liberty Bank for Savings](https://saferate.com/lenders/liberty-bank-for-savings) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 18 | [First American Bank](https://saferate.com/lenders/first-american-bank-il) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 19 | [Barrington Bank & Trust Company, National Association](https://saferate.com/lenders/barrington-bank-trust-company-national-association) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 20 | [BMO Bank National Association](https://saferate.com/lenders/bmo-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 21 | [CIBM Bank](https://saferate.com/lenders/cibm-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 22 | [Home State Bank, National Association](https://saferate.com/lenders/home-state-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 23 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 24 | [Ixonia Bank](https://saferate.com/lenders/ixonia-bank) | Bank | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 25 | [The Federal Savings Bank](https://saferate.com/lenders/the-federal-savings-bank) | Bank | Sound ☺️ | Mediocre 😐 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/chicago/best-mortgage-lenders/banks)