# Best Bank Mortgage Lenders in Decatur, AL - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top banks offering mortgages in Decatur, AL. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Decatur, AL
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Banks
- **Total Lenders in Market:** 16
- **Total Loan Volume:** 444
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [SouthPoint Bank](https://saferate.com/lenders/southpoint-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 2 | [Bank Independent](https://saferate.com/lenders/bank-independent) | Bank | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 3 | [FirstBank](https://saferate.com/lenders/firstbank-tn) | Bank | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 4 | [Trustmark National Bank](https://saferate.com/lenders/trustmark-national-bank) | Bank | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 5 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [Synovus Bank](https://saferate.com/lenders/synovus-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 7 | [Renasant Bank](https://saferate.com/lenders/renasant-bank) | Bank | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 8 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 9 | [United Community Bank](https://saferate.com/lenders/united-community-bank-sc) | Bank | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/decatur-al/best-mortgage-lenders/banks)