# Best Mortgage Lenders in Eau Claire, WI - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Eau Claire, WI. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Eau Claire, WI
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 30
- **Total Loan Volume:** 1,484
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Royal Credit Union](https://saferate.com/lenders/royal-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [Associated Bank, National Association](https://saferate.com/lenders/associated-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [Citizens Community Federal National Association](https://saferate.com/lenders/citizens-community-federal-national-association) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 5 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 6 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 7 | [Nicolet National Bank](https://saferate.com/lenders/nicolet-national-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 8 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 9 | [Alerus Financial, National Association](https://saferate.com/lenders/alerus-financial-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [Florida Capital Bank, National Association](https://saferate.com/lenders/florida-capital-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 13 | [FIRST COMMUNITY MORTGAGE, INC.](https://saferate.com/lenders/first-community-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 14 | [UNION HOME MORTGAGE CORP.](https://saferate.com/lenders/union-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [WESTCONSIN Credit Union](https://saferate.com/lenders/westconsin-credit-union) | Credit Union | Sound ☺️ | Sound ☺️ | Acceptable 🙂 |
| 16 | [Prosperity Home Mortgage, LLC](https://saferate.com/lenders/prosperity-home-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 17 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 18 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 19 | [MARINE CREDIT UNION](https://saferate.com/lenders/marine-credit-union) | Credit Union | Sound ☺️ | Mediocre 😐 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/eau-claire-wi/best-mortgage-lenders)