# Best Bank Mortgage Lenders in Fargo, ND - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top banks offering mortgages in Fargo, ND. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Fargo, ND
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Banks
- **Total Lenders in Market:** 14
- **Total Loan Volume:** 1,183
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Gate City Bank](https://saferate.com/lenders/gate-city-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [First International Bank & Trust](https://saferate.com/lenders/first-international-bank-trust) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 3 | [Bell Bank](https://saferate.com/lenders/bell-bank) | Bank | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 4 | [Bremer Bank, National Association](https://saferate.com/lenders/bremer-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 5 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 6 | [Dacotah Bank](https://saferate.com/lenders/dacotah-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 7 | [Alerus Financial, National Association](https://saferate.com/lenders/alerus-financial-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 8 | [First Western Bank & Trust](https://saferate.com/lenders/first-western-bank-trust) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 9 | [Western State Bank](https://saferate.com/lenders/western-state-bank) | Bank | Strong 😀 | Strong 😀 | Acceptable 🙂 |
| 10 | [Choice Financial Group](https://saferate.com/lenders/choice-financial-group) | Bank | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/fargo-nd/best-mortgage-lenders/banks)