# Best Mortgage Lenders in Fort Smith, AR - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Fort Smith, AR. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Fort Smith, AR
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 40
- **Total Loan Volume:** 2,045
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Firstar Bank](https://saferate.com/lenders/firstar-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [UNITED FEDERAL CREDIT UNION](https://saferate.com/lenders/united-federal-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [FIRST WESTERN MORTGAGE, INC.](https://saferate.com/lenders/first-western-mortgage) | Independent Mortgage Company | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 4 | [The First National Bank of Fort Smith](https://saferate.com/lenders/the-first-national-bank-of-fort-smith) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 5 | [Cadence Bank](https://saferate.com/lenders/cadence-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [First Financial Bank](https://saferate.com/lenders/first-financial-bank-ar) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 7 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 8 | [LENDLO MORTGAGE, LLC](https://saferate.com/lenders/lendlo-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 9 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 10 | [Arvest Bank](https://saferate.com/lenders/arvest-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 11 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 12 | [SWBC MORTGAGE CORPORATION](https://saferate.com/lenders/swbc-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 13 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 14 | [ARKANSAS Federal Credit Union](https://saferate.com/lenders/arkansas-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 16 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [FIRST COMMUNITY MORTGAGE, INC.](https://saferate.com/lenders/first-community-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 18 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 19 | [Bank of England](https://saferate.com/lenders/bank-of-england) | Bank | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 20 | [HIGHLANDS RESIDENTIAL MORTGAGE, LTD.](https://saferate.com/lenders/highlands-residential-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 21 | [Armstrong Bank](https://saferate.com/lenders/armstrong-bank) | Bank | Acceptable 🙂 | Mediocre 😐 | Acceptable 🙂 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/fort-smith-ar/best-mortgage-lenders)