# Best Mortgage Lenders for Conventional Loans in Fort Smith, AR - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Fort Smith, AR across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Fort Smith, AR
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 40
- **Total Loan Volume:** 2,045
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Firstar Bank](https://saferate.com/lenders/firstar-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [UNITED FEDERAL CREDIT UNION](https://saferate.com/lenders/united-federal-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [Cadence Bank](https://saferate.com/lenders/cadence-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 4 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 5 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 6 | [Arvest Bank](https://saferate.com/lenders/arvest-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 7 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 8 | [The First National Bank of Fort Smith](https://saferate.com/lenders/the-first-national-bank-of-fort-smith) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 9 | [First Financial Bank](https://saferate.com/lenders/first-financial-bank-ar) | Bank | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 10 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [HIGHLANDS RESIDENTIAL MORTGAGE, LTD.](https://saferate.com/lenders/highlands-residential-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 13 | [SWBC MORTGAGE CORPORATION](https://saferate.com/lenders/swbc-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [FIRST WESTERN MORTGAGE, INC.](https://saferate.com/lenders/first-western-mortgage) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [ARKANSAS Federal Credit Union](https://saferate.com/lenders/arkansas-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 17 | [FIRST COMMUNITY MORTGAGE, INC.](https://saferate.com/lenders/first-community-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 19 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 20 | [T2 FINANCIAL LLC](https://saferate.com/lenders/t2-financial) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 21 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 22 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 23 | [Centennial Bank](https://saferate.com/lenders/centennial-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 24 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 25 | [NEW AMERICAN FUNDING, LLC](https://saferate.com/lenders/new-american-funding) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/fort-smith-ar/best-mortgage-lenders/conventional-loans)