# Best Mortgage Lenders for FHA Loans in Grand Rapids - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top FHA mortgage lenders in Grand Rapids across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Grand Rapids
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** FHA
- **Total Lenders in Market:** 102
- **Total Loan Volume:** 12,704
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 2 | [LAKE MICHIGAN CREDIT UNION](https://saferate.com/lenders/lake-michigan-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [ARK-LA-TEX FINANCIAL SERVICES, LLC.](https://saferate.com/lenders/ark-la-tex-financial-services) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [The Dart Bank](https://saferate.com/lenders/the-dart-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 7 | [Mercantile Bank](https://saferate.com/lenders/mercantile-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 8 | [Fifth Third Bank, National Association](https://saferate.com/lenders/fifth-third-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 9 | [NORTHERN MORTGAGE SERVICES, LLC](https://saferate.com/lenders/northern-mortgage-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Independent Bank](https://saferate.com/lenders/independent-bank-mi) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 11 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [Northpointe Bank](https://saferate.com/lenders/northpointe-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 13 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Strong 😀 |
| 14 | [FIRST COMMUNITY MORTGAGE, INC.](https://saferate.com/lenders/first-community-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [UNION HOME MORTGAGE CORP.](https://saferate.com/lenders/union-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 16 | [MICHIGAN FIRST CREDIT UNION](https://saferate.com/lenders/michigan-first-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 17 | [MMS MORTGAGE SERVICES, LTD.](https://saferate.com/lenders/mms-mortgage-services) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Strong 😀 |
| 18 | [UNITED FEDERAL CREDIT UNION](https://saferate.com/lenders/united-federal-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Sound ☺️ |
| 19 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Sound ☺️ |
| 21 | [MICHIGAN MUTUAL, INC.](https://saferate.com/lenders/michigan-mutual) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 22 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 23 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 24 | [VAN DYK MORTGAGE CORPORATION](https://saferate.com/lenders/van-dyk-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 25 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/grand-rapids/best-mortgage-lenders/fha-loans)