# Best Mortgage Lenders for Conventional Loans in Idaho Falls, ID - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Idaho Falls, ID across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Idaho Falls, ID
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 40
- **Total Loan Volume:** 1,960
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 2 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 3 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 4 | [Premia Mortgage, LLC DBA Premia Relocation Mortgage](https://saferate.com/lenders/premia-mortgage-llc-dba-premia-relocation-mortgage) | Independent Mortgage Company | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 5 | [FIRST COLONY MORTGAGE CORPORATION](https://saferate.com/lenders/first-colony-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 6 | [HIGHLANDS RESIDENTIAL MORTGAGE, LTD.](https://saferate.com/lenders/highlands-residential-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 7 | [CANOPY MORTGAGE, LLC](https://saferate.com/lenders/canopy-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 8 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 9 | [BELEM SERVICING LLC](https://saferate.com/lenders/belem-servicing) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 10 | [Synergy One Lending, Inc.](https://saferate.com/lenders/synergy-one-lending) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 11 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 12 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 13 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [KIND LENDING, LLC](https://saferate.com/lenders/kind-lending) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [INTERCAP LENDING INC.](https://saferate.com/lenders/intercap-lending) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 16 | [THE LOAN STORE, INC.](https://saferate.com/lenders/the-loan-store) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [GoodLeap, LLC](https://saferate.com/lenders/goodleap) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 18 | [NEWREZ LLC](https://saferate.com/lenders/newrez) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 19 | [ENVOY MORTGAGE, LTD](https://saferate.com/lenders/envoy-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |
| 20 | [SUMMIT FUNDING, INC.](https://saferate.com/lenders/summit-funding) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 21 | [PREMIER MORTGAGE RESOURCES, L.L.C.](https://saferate.com/lenders/premier-mortgage-resources) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 22 | [AMERICAN PACIFIC MORTGAGE CORPORATION](https://saferate.com/lenders/american-pacific-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 23 | [CHURCHILL MORTGAGE CORPORATION](https://saferate.com/lenders/churchill-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 24 | [VERITAS FUNDING, LLC](https://saferate.com/lenders/veritas-funding) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies/conventional-loans)