# Best Mortgage Lenders in Iowa - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Iowa. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Iowa
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 162
- **Total Loan Volume:** 34,766
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [GREENSTATE Credit Union](https://saferate.com/lenders/greenstate-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [VERIDIAN CREDIT UNION](https://saferate.com/lenders/veridian-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 3 | [IOWA BANKERS MORTGAGE CORPORATION](https://saferate.com/lenders/iowa-bankers-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 4 | [Hills Bank and Trust Company](https://saferate.com/lenders/hills-bank-and-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 5 | [DUPACO COMMUNITY](https://saferate.com/lenders/dupaco-community) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 6 | [Community Choice Credit Union](https://saferate.com/lenders/community-choice-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 7 | [Central Bank](https://saferate.com/lenders/central-bank-ia) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 8 | [Luana Savings Bank](https://saferate.com/lenders/luana-savings-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 9 | [RESIDENTIAL MORTGAGE NETWORK, INC.](https://saferate.com/lenders/residential-mortgage-network) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 10 | [RUHL MORTGAGE, LLC](https://saferate.com/lenders/ruhl-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 11 | [WEST GATE BANK](https://saferate.com/lenders/west-gate-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 12 | [I. H. MISSISSIPPI VALLEY CREDIT UNION](https://saferate.com/lenders/i-h-mississippi-valley-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 13 | [Northwest Bank](https://saferate.com/lenders/northwest-bank-ia) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 14 | [Fortress Bank](https://saferate.com/lenders/fortress-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 15 | [MidWestOne Bank](https://saferate.com/lenders/midwestone-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 16 | [Fidelity Bank & Trust](https://saferate.com/lenders/fidelity-bank-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 17 | [GREATER IOWA CREDIT UNION](https://saferate.com/lenders/greater-iowa-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 18 | [Du Trac Community Credit Union](https://saferate.com/lenders/du-trac-community-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 19 | [LINN AREA](https://saferate.com/lenders/linn-area) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 20 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 21 | [Lincoln Savings Bank](https://saferate.com/lenders/lincoln-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 22 | [Fidelity Bank](https://saferate.com/lenders/fidelity-bank-il) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 23 | [Collins Community Credit Union](https://saferate.com/lenders/collins-community-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 24 | [Great Southern Bank](https://saferate.com/lenders/great-southern-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 25 | [First National Bank of Omaha](https://saferate.com/lenders/first-national-bank-of-omaha) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/iowa/best-mortgage-lenders)