# Best Mortgage Lenders for Conventional Loans in Jefferson City, MO - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Jefferson City, MO across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Jefferson City, MO
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 18
- **Total Loan Volume:** 1,283
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 2 | [The Central Trust Bank](https://saferate.com/lenders/the-central-trust-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 3 | [MISSOURI Credit Union](https://saferate.com/lenders/missouri-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 4 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 5 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 6 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 7 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 8 | [First Mid Bank & Trust, National Association](https://saferate.com/lenders/first-mid-bank-trust-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 9 | [GERSHMAN INVESTMENT CORP.](https://saferate.com/lenders/gershman-investment) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Hawthorn Bank](https://saferate.com/lenders/hawthorn-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 11 | [DAS Acquisition Company, LLC](https://saferate.com/lenders/das-acquisition-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 12 | [TOWNE MORTGAGE COMPANY](https://saferate.com/lenders/towne-mortgage-mi) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 13 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 15 | [Midwest Mortgage Associates Corporation](https://saferate.com/lenders/midwest-mortgage-associates) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 16 | [GENEVA FINANCIAL, LLC](https://saferate.com/lenders/geneva-financial) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/jefferson-city-mo/best-mortgage-lenders/conventional-loans)