# Best Mortgage Lenders for Conventional Loans in Johnstown, PA - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Johnstown, PA across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Johnstown, PA
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 18
- **Total Loan Volume:** 714
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [First National Bank of Pennsylvania](https://saferate.com/lenders/first-national-bank-of-pennsylvania) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [1st Summit Bank](https://saferate.com/lenders/1st-summit-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [First Commonwealth Bank](https://saferate.com/lenders/first-commonwealth-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 4 | [SOMERSET TRUST COMPANY](https://saferate.com/lenders/somerset-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 6 | [S&T Bank](https://saferate.com/lenders/st-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 7 | [PENNSYLVANIA STATE EMPLOYEES Credit Union](https://saferate.com/lenders/pennsylvania-state-employees-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 8 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 9 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 10 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 11 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 12 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 13 | [CNB Bank](https://saferate.com/lenders/cnb-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 14 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/johnstown-pa/best-mortgage-lenders/conventional-loans)