# Best Mortgage Lenders in Kennewick - 2026 > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible > Compare the top mortgage lenders in Kennewick. Data-driven rankings based on pricing, approval rates, and local market expertise. ## Market Overview - **Location:** Kennewick - **Ranking Type:** Best Mortgage Lenders - **Scope:** All Mortgage Lenders - **Total Lenders in Market:** 46 - **Total Loan Volume:** 3,391 - **Last Updated:** 2026-02-05 ## Top Lenders | Rank | Lender | Type | Overall | Pricing | Pull Through | |------|--------|------|---------|---------|--------------| | 1 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Sound ☺️ | Exceptional 🀩 | | 2 | [CMG MORTGAGE, INC.](https://saferate.com/lenders/cmg-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 3 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 4 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 5 | [Yakima Federal Savings and Loan Association](https://saferate.com/lenders/yakima-federal-savings-and-loan-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Sound ☺️ | | 6 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 7 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 8 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 9 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong πŸ˜€ | Exceptional 🀩 | Sound ☺️ | | 10 | [1st Security Bank of Washington](https://saferate.com/lenders/1st-security-bank-of-washington) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 11 | [GESA](https://saferate.com/lenders/gesa) | Credit Union | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 12 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 13 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 14 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 15 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 16 | [Banner Bank](https://saferate.com/lenders/banner-bank) | Bank | Strong πŸ˜€ | Sound ☺️ | Sound ☺️ | | 17 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 18 | [Umpqua Bank](https://saferate.com/lenders/umpqua-bank) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 19 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 20 | [HAPO COMMUNITY CREDIT UNION](https://saferate.com/lenders/hapo-community-credit-union) | Credit Union | Strong πŸ˜€ | Acceptable πŸ™‚ | Sound ☺️ | | 21 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 22 | [AMERICAN PACIFIC MORTGAGE CORPORATION](https://saferate.com/lenders/american-pacific-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Exceptional 🀩 | | 23 | [NEW AMERICAN FUNDING, LLC](https://saferate.com/lenders/new-american-funding) | Independent Mortgage Company | Sound ☺️ | Acceptable πŸ™‚ | Sound ☺️ | | 24 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Sound ☺️ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 25 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable πŸ™‚ | Strong πŸ˜€ | ## Lender Profiles Click on any lender above to view their full Safe Rate profile, including: - Detailed pricing analysis - Pull-through rates - Product specializations - Safe Rate Awards - Geographic coverage --- *Rankings provided by Safe Rate based on HMDA data analysis.* *Data Version: 2024-HMDA | Last Updated: 2026-02-05* [View interactive rankings on Safe Rate](https://saferate.com/kennewick/best-mortgage-lenders)