# Best Mortgage Lenders for Jumbo Loans in Kentucky - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Jumbo mortgage lenders in Kentucky across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Kentucky
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** JUMBO
- **Total Lenders in Market:** 229
- **Total Loan Volume:** 45,654
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [Fifth Third Bank, National Association](https://saferate.com/lenders/fifth-third-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [Central Bank & Trust Company](https://saferate.com/lenders/central-bank-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 4 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 5 | [Stock Yards Bank & Trust Company](https://saferate.com/lenders/stock-yards-bank-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [Old National Bank](https://saferate.com/lenders/old-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [WesBanco Bank, Inc.](https://saferate.com/lenders/wesbanco-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 9 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 10 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 11 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 12 | [First Financial Bank](https://saferate.com/lenders/first-financial-bank-oh) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 13 | [Abound Federal Credit Union](https://saferate.com/lenders/abound-federal-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 14 | [Guardian Savings Bank](https://saferate.com/lenders/guardian-savings-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [Liberty](https://saferate.com/lenders/liberty) | Credit Union | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 16 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [Community Trust Bank, Inc.](https://saferate.com/lenders/community-trust-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [Republic Bank & Trust Company](https://saferate.com/lenders/republic-bank-trust) | Bank | Strong 😀 | Strong 😀 | Acceptable 🙂 |
| 19 | [Forcht Bank, National Association](https://saferate.com/lenders/forcht-bank-national-association) | Bank | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |
| 20 | [Farm Credit Mid-America, ACA](https://saferate.com/lenders/farm-credit-mid-america-aca) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Sound ☺️ |
| 21 | [First Southern National Bank](https://saferate.com/lenders/first-southern-national-bank) | Bank | Sound ☺️ | Mediocre 😐 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/kentucky/best-mortgage-lenders/jumbo-loans)