# Best Mortgage Lenders for Conventional Loans in Kingston, NY - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Kingston, NY across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Kingston, NY
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 23
- **Total Loan Volume:** 1,034
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [HUDSON VALLEY CREDIT UNION](https://saferate.com/lenders/hudson-valley-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 2 | [MID-HUDSON VALLEY Federal Credit Union](https://saferate.com/lenders/mid-hudson-valley-federal-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Sound ☺️ |
| 3 | [HERITAGE FINANCIAL CREDIT UNION](https://saferate.com/lenders/heritage-financial-credit-union) | Credit Union | Sound ☺️ | N/A | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/kingston-ny/best-mortgage-lenders/credit-unions/conventional-loans)