# Best Mortgage Lenders for Conventional Loans in Lincoln, NE - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Lincoln, NE across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Lincoln, NE
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 44
- **Total Loan Volume:** 3,800
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [WEST GATE BANK](https://saferate.com/lenders/west-gate-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [Lincoln FSB of Nebraska](https://saferate.com/lenders/lincoln-fsb-of-nebraska) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [Union Bank and Trust Company](https://saferate.com/lenders/union-bank-and-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 4 | [Pinnacle Bank](https://saferate.com/lenders/pinnacle-bank-ne) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [First National Bank of Omaha](https://saferate.com/lenders/first-national-bank-of-omaha) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [CORNHUSKER BANK](https://saferate.com/lenders/cornhusker-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 8 | [First Bank](https://saferate.com/lenders/first-bank-mo) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 9 | [CHARTER WEST BANK](https://saferate.com/lenders/charter-west-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Exchange Bank](https://saferate.com/lenders/exchange-bank) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 11 | [Frontier Bank](https://saferate.com/lenders/frontier-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 12 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 13 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 14 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 15 | [Security First Bank](https://saferate.com/lenders/security-first-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [Access Bank](https://saferate.com/lenders/access-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 17 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [NBKC BANK](https://saferate.com/lenders/nbkc-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 19 | [Home Federal Savings and Loan Association of Grand Island](https://saferate.com/lenders/home-federal-savings-and-loan-association-of-grand-island) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [USAA Federal Savings Bank](https://saferate.com/lenders/usaa-federal-savings-bank) | Bank | Sound ☺️ | Sound ☺️ | Acceptable 🙂 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/lincoln-ne/best-mortgage-lenders/banks/conventional-loans)