# Best Mortgage Lenders for Conventional Loans in Manhattan, KS - 2026 > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible > Compare the top Conventional mortgage lenders in Manhattan, KS across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place. ## Market Overview - **Location:** Manhattan, KS - **Ranking Type:** Best Mortgage Lenders - **Loan Product:** CONVENTIONAL - **Total Lenders in Market:** 28 - **Total Loan Volume:** 1,234 - **Last Updated:** 2026-02-05 ## Top Lenders | Rank | Lender | Type | Overall | Pricing | Pull Through | |------|--------|------|---------|---------|--------------| | 1 | [Exchange Bank](https://saferate.com/lenders/exchange-bank) | Bank | Exceptional 🀩 | Exceptional 🀩 | Strong πŸ˜€ | | 2 | [Landmark National Bank](https://saferate.com/lenders/landmark-national-bank) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 3 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Exceptional 🀩 | Exceptional 🀩 | Sound ☺️ | | 4 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Acceptable πŸ™‚ | Exceptional 🀩 | | 5 | [Central National Bank](https://saferate.com/lenders/central-national-bank) | Bank | Strong πŸ˜€ | Exceptional 🀩 | Strong πŸ˜€ | | 6 | [Capitol Federal Savings Bank](https://saferate.com/lenders/capitol-federal-savings-bank) | Bank | Strong πŸ˜€ | Exceptional 🀩 | Strong πŸ˜€ | | 7 | [Bank of the Flint Hills](https://saferate.com/lenders/bank-of-the-flint-hills) | Bank | Strong πŸ˜€ | Sound ☺️ | Exceptional 🀩 | | 8 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Exceptional 🀩 | | 9 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 10 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 11 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 12 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 13 | [LEADERONE FINANCIAL CORPORATION](https://saferate.com/lenders/leaderone-financial) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 14 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 15 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 16 | [Armed Forces Bank, National Association](https://saferate.com/lenders/armed-forces-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Sound ☺️ | | 17 | [Commerce Bank](https://saferate.com/lenders/commerce-bank) | Bank | Strong πŸ˜€ | Sound ☺️ | Sound ☺️ | | 18 | [USAA Federal Savings Bank](https://saferate.com/lenders/usaa-federal-savings-bank) | Bank | Strong πŸ˜€ | Sound ☺️ | Acceptable πŸ™‚ | | 19 | [KANSAS STATE UNIVERSITY Federal Credit Union](https://saferate.com/lenders/kansas-state-university-federal-credit-union) | Credit Union | Sound ☺️ | Sound ☺️ | Sound ☺️ | | 20 | [ESB Financial](https://saferate.com/lenders/esb-financial) | Bank | Sound ☺️ | Sound ☺️ | Strong πŸ˜€ | | 21 | [Luminate Home Loans, Inc.](https://saferate.com/lenders/luminate-home-loans) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong πŸ˜€ | | 22 | [The Farmers State Bank of Westmoreland](https://saferate.com/lenders/the-farmers-state-bank-of-westmoreland) | Bank | Sound ☺️ | N/A | Strong πŸ˜€ | ## Lender Profiles Click on any lender above to view their full Safe Rate profile, including: - Detailed pricing analysis - Pull-through rates - Product specializations - Safe Rate Awards - Geographic coverage --- *Rankings provided by Safe Rate based on HMDA data analysis.* *Data Version: 2024-HMDA | Last Updated: 2026-02-05* [View interactive rankings on Safe Rate](https://saferate.com/manhattan-ks/best-mortgage-lenders/conventional-loans)