# Best Mortgage Lenders for Conventional Loans in Massachusetts - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Massachusetts across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Massachusetts
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 254
- **Total Loan Volume:** 59,808
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Leader Bank, National Association](https://saferate.com/lenders/leader-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [The Cape Cod Five Cents Savings Bank](https://saferate.com/lenders/the-cape-cod-five-cents-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [Fall River Five Cents Savings Bank](https://saferate.com/lenders/fall-river-five-cents-savings-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 4 | [HOMESTEAD FUNDING CORP.](https://saferate.com/lenders/homestead-funding) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 5 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [BAYCOAST MORTGAGE COMPANY, LLC](https://saferate.com/lenders/baycoast-mortgage-company) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [Easthampton Savings Bank](https://saferate.com/lenders/easthampton-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 9 | [GREYLOCK FEDERAL CREDIT UNION](https://saferate.com/lenders/greylock-federal-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 10 | [Westfield Bank](https://saferate.com/lenders/westfield-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 11 | [Adams Community Bank](https://saferate.com/lenders/adams-community-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 12 | [Florence Bank](https://saferate.com/lenders/florence-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 13 | [PeoplesBank](https://saferate.com/lenders/peoplesbank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 14 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Sound ☺️ |
| 15 | [Manufacturers and Traders Trust Company](https://saferate.com/lenders/manufacturers-and-traders-trust) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 16 | [HARBORONE MORTGAGE, LLC](https://saferate.com/lenders/harborone-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 17 | [Cambridge Savings Bank](https://saferate.com/lenders/cambridge-savings-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 18 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 19 | [Citibank, National Association](https://saferate.com/lenders/citibank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 20 | [Greenfield Savings Bank](https://saferate.com/lenders/greenfield-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 21 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 22 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 23 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 24 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 25 | [Rockland Trust Company](https://saferate.com/lenders/rockland-trust) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/massachusetts/best-mortgage-lenders/conventional-loans)