# Best Mortgage Lenders for VA Loans in Michigan - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top VA mortgage lenders in Michigan across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Michigan
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** VA
- **Total Lenders in Market:** 309
- **Total Loan Volume:** 112,266
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [Fifth Third Bank, National Association](https://saferate.com/lenders/fifth-third-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [University Bank](https://saferate.com/lenders/university-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 4 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 6 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Sound ☺️ |
| 7 | [Independent Bank](https://saferate.com/lenders/independent-bank-mi) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 8 | [USAA Federal Savings Bank](https://saferate.com/lenders/usaa-federal-savings-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 9 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [The Dart Bank](https://saferate.com/lenders/the-dart-bank) | Bank | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 11 | [Northpointe Bank](https://saferate.com/lenders/northpointe-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [First State Bank](https://saferate.com/lenders/first-state-bank-mi) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 13 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 14 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 15 | [First Merchants Bank](https://saferate.com/lenders/first-merchants-bank) | Bank | Strong 😀 | Strong 😀 | Acceptable 🙂 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/michigan/best-mortgage-lenders/banks/va-loans)