# Best Mortgage Lenders in Missouri - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Missouri. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Missouri
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 254
- **Total Loan Volume:** 74,144
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [First State Bank of St. Charles, Missouri](https://saferate.com/lenders/first-state-bank-of-st-charles-missouri) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [Stifel Bank and Trust](https://saferate.com/lenders/stifel-bank-and-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [COMMUNITY MORTGAGE, LLC](https://saferate.com/lenders/community-mortgage-mo) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [First Bank](https://saferate.com/lenders/first-bank-mo) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [Great Southern Bank](https://saferate.com/lenders/great-southern-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [Midwest BankCentre](https://saferate.com/lenders/midwest-bankcentre) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 8 | [VICTORY MORTGAGE, L.L.C.](https://saferate.com/lenders/victory-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 9 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 10 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 11 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 12 | [Oakstar Bank](https://saferate.com/lenders/oakstar-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 13 | [Carrollton Bank](https://saferate.com/lenders/carrollton-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 14 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 15 | [ASSEMBLIES OF GOD Credit Union](https://saferate.com/lenders/assemblies-of-god-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 16 | [HNB National Bank](https://saferate.com/lenders/hnb-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 17 | [Guaranty Bank](https://saferate.com/lenders/guaranty-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 18 | [The Central Trust Bank](https://saferate.com/lenders/the-central-trust-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 19 | [GERSHMAN INVESTMENT CORP.](https://saferate.com/lenders/gershman-investment) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [COMMUNITYAMERICA CREDIT UNION](https://saferate.com/lenders/communityamerica-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 21 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 22 | [NBKC BANK](https://saferate.com/lenders/nbkc-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 23 | [JLB CORPORATION](https://saferate.com/lenders/jlb) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 24 | [ARK-LA-TEX FINANCIAL SERVICES, LLC.](https://saferate.com/lenders/ark-la-tex-financial-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 25 | [MISSOURI Credit Union](https://saferate.com/lenders/missouri-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/missouri/best-mortgage-lenders)