# Best Mortgage Lenders for Conventional Loans in Montana - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Montana across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Montana
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 90
- **Total Loan Volume:** 9,910
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [VALLEY FINANCIAL CREDIT UNION](https://saferate.com/lenders/valley-financial-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Exceptional 🤩 |
| 2 | [Altana Federal Credit Union](https://saferate.com/lenders/altana-federal-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Exceptional 🤩 |
| 3 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 4 | [CLEARWATER Federal Credit Union](https://saferate.com/lenders/clearwater-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 5 | [BILLINGS](https://saferate.com/lenders/billings) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [Mountain America Federal Credit Union](https://saferate.com/lenders/mountain-america-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 7 | [Montana Federal Credit Union](https://saferate.com/lenders/montana-federal-credit-union) | Credit Union | Sound ☺️ | N/A | Exceptional 🤩 |
| 8 | [PARK SIDE FINANCIAL](https://saferate.com/lenders/park-side-financial) | Credit Union | Sound ☺️ | N/A | Acceptable 🙂 |
| 9 | [Horizon Federally Insured State-Chartered Credit Union](https://saferate.com/lenders/horizon-federally-insured-state-chartered-credit-union) | Credit Union | Acceptable 🙂 | Mediocre 😐 | Acceptable 🙂 |
| 10 | [INTREPID CREDIT UNION](https://saferate.com/lenders/intrepid-credit-union) | Credit Union | Acceptable 🙂 | Acceptable 🙂 | Mediocre 😐 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/montana/best-mortgage-lenders/credit-unions/conventional-loans)