# Best Mortgage Lenders for Conventional Loans in North Dakota - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in North Dakota across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** North Dakota
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 62
- **Total Loan Volume:** 6,982
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Gate City Bank](https://saferate.com/lenders/gate-city-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [Dakota Community Bank & Trust, National Association](https://saferate.com/lenders/dakota-community-bank-trust-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [VALLEY MORTGAGE, INC.](https://saferate.com/lenders/valley-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [First International Bank & Trust](https://saferate.com/lenders/first-international-bank-trust) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 6 | [CAPITAL](https://saferate.com/lenders/capital) | Credit Union | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 7 | [TOWN AND COUNTRY Credit Union](https://saferate.com/lenders/town-and-country-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 8 | [FIRST COMMUNITY CREDIT UNION](https://saferate.com/lenders/first-community-credit-union-nd) | Credit Union | Strong 😀 | Strong 😀 | Sound ☺️ |
| 9 | [ARK-LA-TEX FINANCIAL SERVICES, LLC.](https://saferate.com/lenders/ark-la-tex-financial-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [Barrington Bank & Trust Company, National Association](https://saferate.com/lenders/barrington-bank-trust-company-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 12 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 13 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [Nations Lending Corporation](https://saferate.com/lenders/nations-lending) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 16 | [Bremer Bank, National Association](https://saferate.com/lenders/bremer-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 17 | [First Western Bank & Trust](https://saferate.com/lenders/first-western-bank-trust) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 18 | [Dacotah Bank](https://saferate.com/lenders/dacotah-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 19 | [Alerus Financial, National Association](https://saferate.com/lenders/alerus-financial-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [Merchants Bank, National Association](https://saferate.com/lenders/merchants-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 21 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 22 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 23 | [BAY EQUITY LLC](https://saferate.com/lenders/bay-equity) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 24 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 25 | [Bell Bank](https://saferate.com/lenders/bell-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/north-dakota/best-mortgage-lenders/conventional-loans)