# Best Mortgage Lenders in Paducah, KY - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Paducah, KY. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Paducah, KY
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 18
- **Total Loan Volume:** 529
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [GERSHMAN INVESTMENT CORP.](https://saferate.com/lenders/gershman-investment) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 3 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 4 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 5 | [Regions Bank](https://saferate.com/lenders/regions-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [Independence Bank of Kentucky](https://saferate.com/lenders/independence-bank-of-kentucky) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 7 | [Magnolia Bank, Incorporated](https://saferate.com/lenders/magnolia-bank-incorporated) | Bank | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 8 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 9 | [STOCKTON MORTGAGE CORPORATION](https://saferate.com/lenders/stockton-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 10 | [EVERETT FINANCIAL, INC.](https://saferate.com/lenders/everett-financial) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Exceptional 🤩 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/paducah-ky/best-mortgage-lenders)