# Best Mortgage Lenders in Pennsylvania - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Pennsylvania. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Pennsylvania
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 395
- **Total Loan Volume:** 119,897
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Marquette Savings Bank](https://saferate.com/lenders/marquette-savings-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [PENNSYLVANIA STATE EMPLOYEES Credit Union](https://saferate.com/lenders/pennsylvania-state-employees-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [Traditions Bank](https://saferate.com/lenders/traditions-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 4 | [POLICE & FIRE](https://saferate.com/lenders/police-fire) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 5 | [ESSA Bank & Trust](https://saferate.com/lenders/essa-bank-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 6 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [First Commonwealth Bank](https://saferate.com/lenders/first-commonwealth-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 9 | [Wilmington Savings Fund Society, FSB](https://saferate.com/lenders/wilmington-savings-fund-society-fsb) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 10 | [MEMBERS 1ST](https://saferate.com/lenders/members-1st) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 11 | [The Fidelity Deposit and Discount Bank](https://saferate.com/lenders/the-fidelity-deposit-and-discount-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 12 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 13 | [Mortgage America, Inc.](https://saferate.com/lenders/mortgage-america) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 14 | [PROVIDENT FUNDING ASSOCIATES, L.P.](https://saferate.com/lenders/provident-funding-associates-lp) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 15 | [KEYSTONE FUNDING, INC.](https://saferate.com/lenders/keystone-funding) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 16 | [MERIDIAN BANK](https://saferate.com/lenders/meridian-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 17 | [S&T Bank](https://saferate.com/lenders/st-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 18 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 19 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 20 | [Manufacturers and Traders Trust Company](https://saferate.com/lenders/manufacturers-and-traders-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 21 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 22 | [Northwest Bank](https://saferate.com/lenders/northwest-bank-pa) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 23 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 24 | [SOMERSET TRUST COMPANY](https://saferate.com/lenders/somerset-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 25 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/pennsylvania/best-mortgage-lenders)