# Best Mortgage Lenders for FHA Loans in Pennsylvania - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top FHA mortgage lenders in Pennsylvania across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Pennsylvania
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** FHA
- **Total Lenders in Market:** 395
- **Total Loan Volume:** 119,897
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [First National Bank of Pennsylvania](https://saferate.com/lenders/first-national-bank-of-pennsylvania) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [Univest Bank and Trust Co.](https://saferate.com/lenders/univest-bank-and-trust) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [Traditions Bank](https://saferate.com/lenders/traditions-bank) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 4 | [First Commonwealth Bank](https://saferate.com/lenders/first-commonwealth-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [Manufacturers and Traders Trust Company](https://saferate.com/lenders/manufacturers-and-traders-trust) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [First Citizens Community Bank](https://saferate.com/lenders/first-citizens-community-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [Union Savings Bank](https://saferate.com/lenders/union-savings-bank-oh) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 9 | [Wilmington Savings Fund Society, FSB](https://saferate.com/lenders/wilmington-savings-fund-society-fsb) | Bank | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 10 | [MERIDIAN BANK](https://saferate.com/lenders/meridian-bank) | Bank | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 11 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 12 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 13 | [Fulton Bank, National Association](https://saferate.com/lenders/fulton-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 14 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [Dollar Bank, Federal Savings Bank](https://saferate.com/lenders/dollar-bank-federal-savings-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 17 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 18 | [TD Bank, National Association](https://saferate.com/lenders/td-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 19 | [Firstrust Savings Bank](https://saferate.com/lenders/firstrust-savings-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 21 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 22 | [Mid Penn Bank](https://saferate.com/lenders/mid-penn-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 23 | [Farmers and Merchants Trust Company of Chambersburg](https://saferate.com/lenders/farmers-and-merchants-trust-company-of-chambersburg) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 24 | [The Ephrata National Bank](https://saferate.com/lenders/the-ephrata-national-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 25 | [Ixonia Bank](https://saferate.com/lenders/ixonia-bank) | Bank | Strong 😀 | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/pennsylvania/best-mortgage-lenders/banks/fha-loans)