# Best Mortgage Lenders for USDA Loans in Pennsylvania - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top USDA mortgage lenders in Pennsylvania across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Pennsylvania
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** USDA
- **Total Lenders in Market:** 395
- **Total Loan Volume:** 119,897
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [NEWREZ LLC](https://saferate.com/lenders/newrez) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [ARK-LA-TEX FINANCIAL SERVICES, LLC.](https://saferate.com/lenders/ark-la-tex-financial-services) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [CMG MORTGAGE, INC.](https://saferate.com/lenders/cmg-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 6 | [PLAZA HOME MORTGAGE, INC.](https://saferate.com/lenders/plaza-home-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 7 | [EQUITY RESOURCES, INC.](https://saferate.com/lenders/equity-resources) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 8 | [FIRST COMMUNITY MORTGAGE, INC.](https://saferate.com/lenders/first-community-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 9 | [Mortgage America, Inc.](https://saferate.com/lenders/mortgage-america) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [ALLIED MORTGAGE GROUP, INC.](https://saferate.com/lenders/allied-mortgage-group) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [EMM LOANS LLC](https://saferate.com/lenders/emm-loans) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [KIND LENDING, LLC](https://saferate.com/lenders/kind-lending) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 13 | [WEST PENN FINANCIAL SERVICE CENTER, INC.](https://saferate.com/lenders/west-penn-financial-service-center) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 14 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [Equity Prime Mortgage LLC](https://saferate.com/lenders/equity-prime-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 16 | [STOCKTON MORTGAGE CORPORATION](https://saferate.com/lenders/stockton-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 17 | [CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP](https://saferate.com/lenders/cardinal-financial-company-limited-partnership) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [SWBC MORTGAGE CORPORATION](https://saferate.com/lenders/swbc-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 19 | [RADIUS FINANCIAL GROUP INC.](https://saferate.com/lenders/radius-financial-group) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 20 | [TIDEWATER MORTGAGE SERVICES, INC.](https://saferate.com/lenders/tidewater-mortgage-services) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 21 | [HOWARD HANNA FINANCIAL SERVICES, INC.](https://saferate.com/lenders/howard-hanna-financial-services) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Sound ☺️ |
| 22 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 23 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 24 | [NEW AMERICAN FUNDING, LLC](https://saferate.com/lenders/new-american-funding) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 25 | [UNION HOME MORTGAGE CORP.](https://saferate.com/lenders/union-home-mortgage) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies/usda-loans)