# Best Mortgage Lenders for Conventional Loans in Philadelphia, PA - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Philadelphia, PA across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Philadelphia, PA
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 163
- **Total Loan Volume:** 17,577
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [OceanFirst Bank, National Association](https://saferate.com/lenders/oceanfirst-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [Wilmington Savings Fund Society, FSB](https://saferate.com/lenders/wilmington-savings-fund-society-fsb) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Sound ☺️ |
| 6 | [Customers Bank](https://saferate.com/lenders/customers-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 7 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 8 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 9 | [MERIDIAN BANK](https://saferate.com/lenders/meridian-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [ESSA Bank & Trust](https://saferate.com/lenders/essa-bank-trust) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 11 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 12 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 13 | [First National Bank of Pennsylvania](https://saferate.com/lenders/first-national-bank-of-pennsylvania) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 14 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 15 | [Univest Bank and Trust Co.](https://saferate.com/lenders/univest-bank-and-trust) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 16 | [Morgan Stanley Private Bank, National Association](https://saferate.com/lenders/morgan-stanley-private-bank-national-association) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 17 | [Fulton Bank, National Association](https://saferate.com/lenders/fulton-bank-national-association) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [TD Bank, National Association](https://saferate.com/lenders/td-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 19 | [First Citizens Community Bank](https://saferate.com/lenders/first-citizens-community-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 20 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 21 | [Firstrust Savings Bank](https://saferate.com/lenders/firstrust-savings-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 22 | [Mid Penn Bank](https://saferate.com/lenders/mid-penn-bank) | Bank | Strong 😀 | Strong 😀 | Acceptable 🙂 |
| 23 | [Ixonia Bank](https://saferate.com/lenders/ixonia-bank) | Bank | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 24 | [USAA Federal Savings Bank](https://saferate.com/lenders/usaa-federal-savings-bank) | Bank | Sound ☺️ | Sound ☺️ | Acceptable 🙂 |
| 25 | [Parke Bank](https://saferate.com/lenders/parke-bank) | Bank | Sound ☺️ | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/philadelphia-pa/best-mortgage-lenders/banks/conventional-loans)