# Best Mortgage Lenders in Ponce, PR - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Ponce, PR. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Ponce, PR
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 11
- **Total Loan Volume:** 513
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [THE MONEY HOUSE INC.](https://saferate.com/lenders/the-money-house) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [FIRSTBANK PUERTO RICO](https://saferate.com/lenders/firstbank-puerto-ri) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [Banco Popular de Puerto Rico](https://saferate.com/lenders/banco-popular-de-puerto-ri) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 4 | [Oriental Bank](https://saferate.com/lenders/oriental-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [SUN WEST MORTGAGE COMPANY, INC.](https://saferate.com/lenders/sun-west-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 6 | [FIRST EQUITY MORTGAGE BANKERS, INC.](https://saferate.com/lenders/first-equity-mortgage-bankers) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 7 | [RM ACTUAL MORTGAGE, INC.](https://saferate.com/lenders/rm-actual-mortgage) | Independent Mortgage Company | Sound ☺️ | N/A | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/ponce-pr/best-mortgage-lenders)