# Best Bank Mortgage Lenders in Providence - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top banks offering mortgages in Providence. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Providence
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Banks
- **Total Lenders in Market:** 43
- **Total Loan Volume:** 3,280
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Fall River Five Cents Savings Bank](https://saferate.com/lenders/fall-river-five-cents-savings-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [Centreville Bank](https://saferate.com/lenders/centreville-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [The Washington Trust Company, of Westerly](https://saferate.com/lenders/the-washington-trust-company-of-westerly) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [Leader Bank, National Association](https://saferate.com/lenders/leader-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 6 | [Bristol County Savings Bank](https://saferate.com/lenders/bristol-county-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 9 | [Easthampton Savings Bank](https://saferate.com/lenders/easthampton-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 10 | [Northpointe Bank](https://saferate.com/lenders/northpointe-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [Morgan Stanley Private Bank, National Association](https://saferate.com/lenders/morgan-stanley-private-bank-national-association) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 12 | [Bluestone Bank](https://saferate.com/lenders/bluestone-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 13 | [Berkshire Bank](https://saferate.com/lenders/berkshire-bank) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 14 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [Rockland Trust Company](https://saferate.com/lenders/rockland-trust) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [Colorado Federal Savings Bank](https://saferate.com/lenders/colorado-federal-savings-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 17 | [Eastern Bank](https://saferate.com/lenders/eastern-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 18 | [BankNewport](https://saferate.com/lenders/banknewport) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 19 | [NBKC BANK](https://saferate.com/lenders/nbkc-bank) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 20 | [Home Loan Investment Bank, F.S.B.](https://saferate.com/lenders/home-loan-investment-bank-fsb) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 21 | [Bank Rhode Island](https://saferate.com/lenders/bank-rhode-island) | Bank | Strong 😀 | Exceptional 🤩 | Acceptable 🙂 |
| 22 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 23 | [Webster Bank, National Association](https://saferate.com/lenders/webster-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 24 | [TD Bank, National Association](https://saferate.com/lenders/td-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 25 | [USAA Federal Savings Bank](https://saferate.com/lenders/usaa-federal-savings-bank) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/providence/best-mortgage-lenders/banks)