# Best Bank Mortgage Lenders in Rapid City, SD - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top banks offering mortgages in Rapid City, SD. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Rapid City, SD
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Banks
- **Total Lenders in Market:** 9
- **Total Loan Volume:** 475
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [Dacotah Bank](https://saferate.com/lenders/dacotah-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 3 | [BANKWEST, INC.](https://saferate.com/lenders/bankwest) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 4 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 5 | [GRANITE BANK](https://saferate.com/lenders/granite-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 6 | [Gateway First Bank](https://saferate.com/lenders/gateway-first-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/rapid-city-sd/best-mortgage-lenders/banks)