# Best Mortgage Lenders in Reading, PA - 2026 > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible > Compare the top mortgage lenders in Reading, PA. Data-driven rankings based on pricing, approval rates, and local market expertise. ## Market Overview - **Location:** Reading, PA - **Ranking Type:** Best Mortgage Lenders - **Scope:** All Mortgage Lenders - **Total Lenders in Market:** 67 - **Total Loan Volume:** 3,730 - **Last Updated:** 2026-02-05 ## Top Lenders | Rank | Lender | Type | Overall | Pricing | Pull Through | |------|--------|------|---------|---------|--------------| | 1 | [Customers Bank](https://saferate.com/lenders/customers-bank) | Bank | Exceptional 🀩 | Exceptional 🀩 | Exceptional 🀩 | | 2 | [Mortgage America, Inc.](https://saferate.com/lenders/mortgage-america) | Independent Mortgage Company | Exceptional 🀩 | Sound ☺️ | Exceptional 🀩 | | 3 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Sound ☺️ | Exceptional 🀩 | | 4 | [Tompkins Community Bank](https://saferate.com/lenders/tompkins-community-bank) | Bank | Exceptional 🀩 | Exceptional 🀩 | Exceptional 🀩 | | 5 | [Truist Bank](https://saferate.com/lenders/truist-bank) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 6 | [First Commonwealth Federal Credit Union](https://saferate.com/lenders/first-commonwealth-federal-credit-union) | Credit Union | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 7 | [Univest Bank and Trust Co.](https://saferate.com/lenders/univest-bank-and-trust) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 8 | [PENNSYLVANIA STATE EMPLOYEES Credit Union](https://saferate.com/lenders/pennsylvania-state-employees-credit-union) | Credit Union | Strong πŸ˜€ | Exceptional 🀩 | Strong πŸ˜€ | | 9 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 10 | [CMG MORTGAGE, INC.](https://saferate.com/lenders/cmg-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 11 | [Fulton Bank, National Association](https://saferate.com/lenders/fulton-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 12 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 13 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 14 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Sound ☺️ | | 15 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 16 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 17 | [Manufacturers and Traders Trust Company](https://saferate.com/lenders/manufacturers-and-traders-trust) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 18 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong πŸ˜€ | Exceptional 🀩 | Sound ☺️ | | 19 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 20 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 21 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 22 | [First National Bank of Pennsylvania](https://saferate.com/lenders/first-national-bank-of-pennsylvania) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 23 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 24 | [AMERIHOME MORTGAGE COMPANY, LLC](https://saferate.com/lenders/amerihome-mortgage-company) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Sound ☺️ | | 25 | [CONTOUR MORTGAGE CORPORATION](https://saferate.com/lenders/contour-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | ## Lender Profiles Click on any lender above to view their full Safe Rate profile, including: - Detailed pricing analysis - Pull-through rates - Product specializations - Safe Rate Awards - Geographic coverage --- *Rankings provided by Safe Rate based on HMDA data analysis.* *Data Version: 2024-HMDA | Last Updated: 2026-02-05* [View interactive rankings on Safe Rate](https://saferate.com/reading-pa/best-mortgage-lenders)