# Best Mortgage Lenders in Rhode Island - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Rhode Island. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Rhode Island
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 105
- **Total Loan Volume:** 10,225
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [NAVIGANT CREDIT UNION](https://saferate.com/lenders/navigant-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [Centreville Bank](https://saferate.com/lenders/centreville-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 3 | [The Washington Trust Company, of Westerly](https://saferate.com/lenders/the-washington-trust-company-of-westerly) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [BAYCOAST MORTGAGE COMPANY, LLC](https://saferate.com/lenders/baycoast-mortgage-company) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [COASTAL1 Credit Union](https://saferate.com/lenders/coastal1-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [Leader Bank, National Association](https://saferate.com/lenders/leader-bank-national-association) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 8 | [Fall River Five Cents Savings Bank](https://saferate.com/lenders/fall-river-five-cents-savings-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 9 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 10 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 11 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 12 | [Bristol County Savings Bank](https://saferate.com/lenders/bristol-county-savings-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 13 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 14 | [Morgan Stanley Private Bank, National Association](https://saferate.com/lenders/morgan-stanley-private-bank-national-association) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 15 | [Berkshire Bank](https://saferate.com/lenders/berkshire-bank) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 16 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 17 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 18 | [NFM, INC.](https://saferate.com/lenders/nfm) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 19 | [CMG MORTGAGE, INC.](https://saferate.com/lenders/cmg-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 20 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 21 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 22 | [Northpointe Bank](https://saferate.com/lenders/northpointe-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 23 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 24 | [HARBORONE MORTGAGE, LLC](https://saferate.com/lenders/harborone-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 25 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/rhode-island/best-mortgage-lenders)