# Best Mortgage Lenders in Rockford, IL - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Rockford, IL. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Rockford, IL
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 55
- **Total Loan Volume:** 3,273
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [GREENSTATE Credit Union](https://saferate.com/lenders/greenstate-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 2 | [First Mid Bank & Trust, National Association](https://saferate.com/lenders/first-mid-bank-trust-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [FIRST NORTHERN Credit Union](https://saferate.com/lenders/first-northern-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 5 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 6 | [Stillman BancCorp N.A.](https://saferate.com/lenders/stillman-banccorp) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 7 | [NORTHWEST BANK OF ROCKFORD](https://saferate.com/lenders/northwest-bank-of-rockford) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 8 | [Associated Bank, National Association](https://saferate.com/lenders/associated-bank-national-association) | Bank | Strong 😀 | Exceptional 🤩 | Strong 😀 |
| 9 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 10 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 11 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 13 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 14 | [The Huntington National Bank](https://saferate.com/lenders/the-huntington-national-bank) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 15 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 16 | [First Community CU of Beloit](https://saferate.com/lenders/first-community-cu-of-beloit) | Credit Union | Strong 😀 | Exceptional 🤩 | Acceptable 🙂 |
| 17 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 18 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 19 | [The First National Bank and Trust Company](https://saferate.com/lenders/the-first-national-bank-and-trust) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 20 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 21 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 22 | [Barrington Bank & Trust Company, National Association](https://saferate.com/lenders/barrington-bank-trust-company-national-association) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 23 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 24 | [BMO Bank National Association](https://saferate.com/lenders/bmo-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 25 | [ENVOY MORTGAGE, LTD](https://saferate.com/lenders/envoy-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/rockford-il/best-mortgage-lenders)