# Best Mortgage Lenders in San Juan - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in San Juan. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** San Juan
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 42
- **Total Loan Volume:** 8,498
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [FIRSTBANK PUERTO RICO](https://saferate.com/lenders/firstbank-puerto-ri) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [THE MONEY HOUSE INC.](https://saferate.com/lenders/the-money-house) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [Oriental Bank](https://saferate.com/lenders/oriental-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [Banco Popular de Puerto Rico](https://saferate.com/lenders/banco-popular-de-puerto-ri) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 5 | [TRUST MORTGAGE, CORP](https://saferate.com/lenders/trust-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 6 | [E.M.I. EQUITY MORTGAGE, INC.](https://saferate.com/lenders/emi-equity-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [PREFERRED MORTGAGE CORPORATION](https://saferate.com/lenders/preferred-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 8 | [PENTAGON FEDERAL CREDIT UNION](https://saferate.com/lenders/pentagon-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 9 | [SUN WEST MORTGAGE COMPANY, INC.](https://saferate.com/lenders/sun-west-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 10 | [METRO ISLAND MORTGAGE, INC.](https://saferate.com/lenders/metro-island-mortgage) | Independent Mortgage Company | Sound ☺️ | N/A | Exceptional 🤩 |
| 11 | [HR MORTGAGE CORP.](https://saferate.com/lenders/hr-mortgage) | Independent Mortgage Company | Sound ☺️ | N/A | Exceptional 🤩 |
| 12 | [HOME MORTGAGE BANKERS CORP.](https://saferate.com/lenders/home-mortgage-bankers) | Independent Mortgage Company | Sound ☺️ | N/A | Exceptional 🤩 |
| 13 | [R. F. Mortgage & Investment Corporation](https://saferate.com/lenders/r-f-mortgage-investment) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Exceptional 🤩 |
| 14 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 15 | [Equity Prime Mortgage LLC](https://saferate.com/lenders/equity-prime-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 16 | [FIRST EQUITY MORTGAGE BANKERS, INC.](https://saferate.com/lenders/first-equity-mortgage-bankers) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 17 | [RM ACTUAL MORTGAGE, INC.](https://saferate.com/lenders/rm-actual-mortgage) | Independent Mortgage Company | Sound ☺️ | N/A | Strong 😀 |
| 18 | [VIG MORTGAGE CORPORATION](https://saferate.com/lenders/vig-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |
| 19 | [COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA](https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-la-puertorriquea) | Credit Union | Sound ☺️ | N/A | Strong 😀 |
| 20 | [Senior Mortgage Bankers Inc.](https://saferate.com/lenders/senior-mortgage-bankers) | Independent Mortgage Company | Sound ☺️ | N/A | Strong 😀 |
| 21 | [CARIBE FEDERAL CREDIT UNION](https://saferate.com/lenders/caribe-federal-credit-union) | Credit Union | Sound ☺️ | Acceptable 🙂 | Acceptable 🙂 |
| 22 | [EVERETT FINANCIAL, INC.](https://saferate.com/lenders/everett-financial) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Exceptional 🤩 |
| 23 | [Capital Mortgage Services Corp.](https://saferate.com/lenders/capital-mortgage-services) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Sound ☺️ |
| 24 | [COOPERATIVA DE CREDITO LA SAGRADA FAMILIA](https://saferate.com/lenders/cooperativa-de-credito-la-sagrada-familia) | Independent Mortgage Company | Sound ☺️ | N/A | Sound ☺️ |
| 25 | [LATIN AMERICAN FINANCIAL CORPORATION](https://saferate.com/lenders/latin-american-financial) | Independent Mortgage Company | Sound ☺️ | N/A | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/san-juan/best-mortgage-lenders)