# Best Mortgage Lenders for Conventional Loans in Sioux Falls, SD - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Sioux Falls, SD across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Sioux Falls, SD
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 35
- **Total Loan Volume:** 3,670
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [First Dakota National Bank](https://saferate.com/lenders/first-dakota-national-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [WEST GATE BANK](https://saferate.com/lenders/west-gate-bank) | Bank | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 3 | [First National Bank of Omaha](https://saferate.com/lenders/first-national-bank-of-omaha) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [Central Bank](https://saferate.com/lenders/central-bank-ia) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 5 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 6 | [First International Bank & Trust](https://saferate.com/lenders/first-international-bank-trust) | Bank | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 7 | [First Bank & Trust](https://saferate.com/lenders/first-bank-trust) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 8 | [First PREMIER Bank](https://saferate.com/lenders/first-premier-bank) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 9 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 10 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 11 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [American Bank & Trust](https://saferate.com/lenders/american-bank-trust) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 13 | [Dacotah Bank](https://saferate.com/lenders/dacotah-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 14 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 15 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [Reliabank Dakota](https://saferate.com/lenders/reliabank-dakota) | Bank | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 17 | [First Interstate Bank](https://saferate.com/lenders/first-interstate-bank) | Bank | Sound ☺️ | Sound ☺️ | Acceptable 🙂 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/sioux-falls-sd/best-mortgage-lenders/banks/conventional-loans)