# Best Mortgage Lenders in Springfield, IL - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage lenders in Springfield, IL. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Springfield, IL
- **Ranking Type:** Best Mortgage Lenders
- **Scope:** All Mortgage Lenders
- **Total Lenders in Market:** 31
- **Total Loan Volume:** 2,075
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [INB, National Association](https://saferate.com/lenders/inb-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 2 | [Bank of Springfield](https://saferate.com/lenders/bank-of-springfield) | Bank | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [United Community Bank](https://saferate.com/lenders/united-community-bank-il) | Bank | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 4 | [HEARTLAND](https://saferate.com/lenders/heartland) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 5 | [CITIZENS EQUITY FIRST](https://saferate.com/lenders/citizens-equity-first) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Exceptional 🤩 |
| 6 | [PNC Bank, National Association](https://saferate.com/lenders/pnc-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 7 | [Carrollton Bank](https://saferate.com/lenders/carrollton-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 8 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 9 | [Prairie State Bank and Trust](https://saferate.com/lenders/prairie-state-bank-and-trust) | Bank | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 10 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [Heartland Bank and Trust Company](https://saferate.com/lenders/heartland-bank-and-trust) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 12 | [Morton Community Bank](https://saferate.com/lenders/morton-community-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 13 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Strong 😀 |
| 14 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 16 | [Petefish, Skiles & Co.](https://saferate.com/lenders/petefish-skiles) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 17 | [AFFORDABLE MORTGAGE ADVISORS, LLC.](https://saferate.com/lenders/affordable-mortgage-advisors) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 18 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 19 | [NEW AMERICAN FUNDING, LLC](https://saferate.com/lenders/new-american-funding) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |
| 20 | [LEADERONE FINANCIAL CORPORATION](https://saferate.com/lenders/leaderone-financial) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 21 | [DIAMOND RESIDENTIAL MORTGAGE CORPORATION](https://saferate.com/lenders/diamond-residential-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/springfield-il/best-mortgage-lenders)