# Best Mortgage Lenders for USDA Loans in St. Louis, MO - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top USDA mortgage lenders in St. Louis, MO across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** St. Louis, MO
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** USDA
- **Total Lenders in Market:** 175
- **Total Loan Volume:** 34,993
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 3 | [GERSHMAN INVESTMENT CORP.](https://saferate.com/lenders/gershman-investment) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 5 | [GUARANTEED RATE, INC.](https://saferate.com/lenders/guaranteed-rate) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 6 | [NEW AMERICAN FUNDING, LLC](https://saferate.com/lenders/new-american-funding) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 7 | [DAS Acquisition Company, LLC](https://saferate.com/lenders/das-acquisition-company) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 8 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Mediocre 😐 | Strong 😀 |
| 9 | [DELMAR FINANCIAL COMPANY](https://saferate.com/lenders/delmar-financial) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Acceptable 🙂 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/st-louis-mo/best-mortgage-lenders/mortgage-companies/usda-loans)