# Best Mortgage Lenders in Syracuse, NY - 2026 > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible > Compare the top mortgage lenders in Syracuse, NY. Data-driven rankings based on pricing, approval rates, and local market expertise. ## Market Overview - **Location:** Syracuse, NY - **Ranking Type:** Best Mortgage Lenders - **Scope:** All Mortgage Lenders - **Total Lenders in Market:** 49 - **Total Loan Volume:** 5,037 - **Last Updated:** 2026-02-05 ## Top Lenders | Rank | Lender | Type | Overall | Pricing | Pull Through | |------|--------|------|---------|---------|--------------| | 1 | [Empower Federal Credit Union](https://saferate.com/lenders/empower-federal-credit-union) | Credit Union | Exceptional 🀩 | Exceptional 🀩 | Exceptional 🀩 | | 2 | [SEFCU SERVICES, LLC](https://saferate.com/lenders/sefcu-services) | Independent Mortgage Company | Exceptional 🀩 | Strong πŸ˜€ | Exceptional 🀩 | | 3 | [Solvay Bank](https://saferate.com/lenders/solvay-bank) | Bank | Exceptional 🀩 | Exceptional 🀩 | Strong πŸ˜€ | | 4 | [AMERICU Credit Union](https://saferate.com/lenders/americu-credit-union) | Credit Union | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 5 | [Geddes Federal Savings and Loan Association](https://saferate.com/lenders/geddes-federal-savings-and-loan-association) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 6 | [HOMESTEAD FUNDING CORP.](https://saferate.com/lenders/homestead-funding) | Independent Mortgage Company | Exceptional 🀩 | Strong πŸ˜€ | Exceptional 🀩 | | 7 | [NBT Bank, National Association](https://saferate.com/lenders/nbt-bank-national-association) | Bank | Exceptional 🀩 | Exceptional 🀩 | Strong πŸ˜€ | | 8 | [PREMIUM MORTGAGE CORPORATION](https://saferate.com/lenders/premium-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Strong πŸ˜€ | Exceptional 🀩 | | 9 | [Tompkins Community Bank](https://saferate.com/lenders/tompkins-community-bank) | Bank | Exceptional 🀩 | Exceptional 🀩 | Exceptional 🀩 | | 10 | [Manufacturers and Traders Trust Company](https://saferate.com/lenders/manufacturers-and-traders-trust) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 11 | [KeyBank National Association](https://saferate.com/lenders/keybank-national-association) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 12 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Exceptional 🀩 | | 13 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 14 | [Community Bank, National Association](https://saferate.com/lenders/community-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 15 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 16 | [1ST PRIORITY MORTGAGE, INC.](https://saferate.com/lenders/1st-priority-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 17 | [The Lyons National Bank](https://saferate.com/lenders/the-lyons-national-bank) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 18 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 19 | [Citizens Bank, National Association](https://saferate.com/lenders/citizens-bank-national-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 20 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong πŸ˜€ | Exceptional 🀩 | Sound ☺️ | | 21 | [HUNT MORTGAGE CORPORATION](https://saferate.com/lenders/hunt-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 22 | [MOVEMENT MORTGAGE, LLC](https://saferate.com/lenders/movement-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 23 | [Genesee Regional Bank](https://saferate.com/lenders/genesee-regional-bank) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 24 | [PRIMELENDING, A PLAINSCAPITAL COMPANY](https://saferate.com/lenders/primelending-a-plainscapital) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 25 | [SECNY Federal Credit Union](https://saferate.com/lenders/secny-federal-credit-union) | Credit Union | Strong πŸ˜€ | Exceptional 🀩 | Acceptable πŸ™‚ | ## Lender Profiles Click on any lender above to view their full Safe Rate profile, including: - Detailed pricing analysis - Pull-through rates - Product specializations - Safe Rate Awards - Geographic coverage --- *Rankings provided by Safe Rate based on HMDA data analysis.* *Data Version: 2024-HMDA | Last Updated: 2026-02-05* [View interactive rankings on Safe Rate](https://saferate.com/syracuse-ny/best-mortgage-lenders)