# Best Mortgage Lenders for FHA Loans in Tampa, FL - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top FHA mortgage lenders in Tampa, FL across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Tampa, FL
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** FHA
- **Total Lenders in Market:** 235
- **Total Loan Volume:** 34,175
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 2 | [FBC MORTGAGE, LLC](https://saferate.com/lenders/fbc-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Strong 😀 | Exceptional 🤩 |
| 3 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 4 | [TRAILBLAZER MORTGAGE L.L.C.](https://saferate.com/lenders/trailblazer-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 5 | [MATTAMY HOME FUNDING, LLC](https://saferate.com/lenders/mattamy-home-funding) | Independent Mortgage Company | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 6 | [M/I FINANCIAL, LLC](https://saferate.com/lenders/mi-financial) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Strong 😀 |
| 7 | [VANDERBILT MORTGAGE AND FINANCE, INC.](https://saferate.com/lenders/vanderbilt-mortgage-and-finance) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 8 | [SouthState Bank, National Association](https://saferate.com/lenders/southstate-bank-national-association) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 9 | [HANCOCK WHITNEY BANK](https://saferate.com/lenders/hancock-whitney-bank) | Bank | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 10 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Acceptable 🙂 | Exceptional 🤩 |
| 11 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 12 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Sound ☺️ |
| 13 | [RESIDENTIAL ACCEPTANCE CORPORATION](https://saferate.com/lenders/residential-acceptance) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 14 | [THE LOAN STORE, INC.](https://saferate.com/lenders/the-loan-store) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 15 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong 😀 | Strong 😀 | Sound ☺️ |
| 16 | [Flagstar Bank, N.A.](https://saferate.com/lenders/flagstar-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 17 | [GERSHMAN INVESTMENT CORP.](https://saferate.com/lenders/gershman-investment) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 18 | [Plains Commerce Bank](https://saferate.com/lenders/plains-commerce-bank) | Bank | Strong 😀 | Sound ☺️ | Strong 😀 |
| 19 | [KIND LENDING, LLC](https://saferate.com/lenders/kind-lending) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 20 | [RMC HOME MORTGAGE, LLC](https://saferate.com/lenders/rmc-home-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 21 | [GoodLeap, LLC](https://saferate.com/lenders/goodleap) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Sound ☺️ |
| 22 | [MICHIGAN MUTUAL, INC.](https://saferate.com/lenders/michigan-mutual) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 23 | [FAIRWAY INDEPENDENT MORTGAGE CORPORATION](https://saferate.com/lenders/fairway-independent-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 24 | [THE MORTGAGE FIRM, INC.](https://saferate.com/lenders/the-mortgage-firm) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 25 | [UNION HOME MORTGAGE CORP.](https://saferate.com/lenders/union-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/tampa-fl/best-mortgage-lenders/fha-loans)