# Best Mortgage Lenders for Conventional Loans in Tulsa, OK - 2026 > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible > Compare the top Conventional mortgage lenders in Tulsa, OK across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place. ## Market Overview - **Location:** Tulsa, OK - **Ranking Type:** Best Mortgage Lenders - **Loan Product:** CONVENTIONAL - **Total Lenders in Market:** 100 - **Total Loan Volume:** 11,045 - **Last Updated:** 2026-02-05 ## Top Lenders | Rank | Lender | Type | Overall | Pricing | Pull Through | |------|--------|------|---------|---------|--------------| | 1 | [FLAT BRANCH MORTGAGE, INC.](https://saferate.com/lenders/flat-branch-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Sound ☺️ | Exceptional 🀩 | | 2 | [Bank of America, National Association](https://saferate.com/lenders/bank-of-america-national-association) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Strong πŸ˜€ | | 3 | [Firstar Bank](https://saferate.com/lenders/firstar-bank) | Bank | Exceptional 🀩 | Strong πŸ˜€ | Exceptional 🀩 | | 4 | [ASSOCIATED MORTGAGE CORPORATION](https://saferate.com/lenders/associated-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Sound ☺️ | Strong πŸ˜€ | | 5 | [BOKF, National Association](https://saferate.com/lenders/bokf-national-association) | Bank | Exceptional 🀩 | Sound ☺️ | Strong πŸ˜€ | | 6 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Exceptional 🀩 | Exceptional 🀩 | Sound ☺️ | | 7 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Exceptional 🀩 | Acceptable πŸ™‚ | Exceptional 🀩 | | 8 | [JPMorgan Chase Bank, National Association](https://saferate.com/lenders/jpmorgan-chase-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 9 | [The Central Trust Bank](https://saferate.com/lenders/the-central-trust-bank) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 10 | [U.S. Bank National Association](https://saferate.com/lenders/us-bank-national-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 11 | [First United Bank and Trust Company](https://saferate.com/lenders/first-united-bank-and-trust) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 12 | [Arvest Bank](https://saferate.com/lenders/arvest-bank) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 13 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | | 14 | [Stride Bank, National Association](https://saferate.com/lenders/stride-bank-national-association) | Bank | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 15 | [Truity Federal Credit Union](https://saferate.com/lenders/truity-federal-credit-union) | Credit Union | Strong πŸ˜€ | Strong πŸ˜€ | Strong πŸ˜€ | | 16 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Sound ☺️ | | 17 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong πŸ˜€ | Sound ☺️ | Strong πŸ˜€ | | 18 | [American Airlines Federal Credit Union](https://saferate.com/lenders/american-airlines-federal-credit-union) | Credit Union | Strong πŸ˜€ | Exceptional 🀩 | Sound ☺️ | | 19 | [MidFirst Bank](https://saferate.com/lenders/midfirst-bank) | Bank | Strong πŸ˜€ | Exceptional 🀩 | Sound ☺️ | | 20 | [Wells Fargo Bank, National Association](https://saferate.com/lenders/wells-fargo-bank-national-association) | Bank | Strong πŸ˜€ | Strong πŸ˜€ | Sound ☺️ | | 21 | [NBKC BANK](https://saferate.com/lenders/nbkc-bank) | Bank | Strong πŸ˜€ | Exceptional 🀩 | Sound ☺️ | | 22 | [THE MORTGAGE LINK, INC.](https://saferate.com/lenders/the-mortgage-link) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 23 | [Gateway First Bank](https://saferate.com/lenders/gateway-first-bank) | Bank | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 24 | [CROSSCOUNTRY MORTGAGE, LLC](https://saferate.com/lenders/crosscountry-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Strong πŸ˜€ | | 25 | [V.I.P. MORTGAGE, INC.](https://saferate.com/lenders/vip-mortgage) | Independent Mortgage Company | Strong πŸ˜€ | Acceptable πŸ™‚ | Exceptional 🀩 | ## Lender Profiles Click on any lender above to view their full Safe Rate profile, including: - Detailed pricing analysis - Pull-through rates - Product specializations - Safe Rate Awards - Geographic coverage --- *Rankings provided by Safe Rate based on HMDA data analysis.* *Data Version: 2024-HMDA | Last Updated: 2026-02-05* [View interactive rankings on Safe Rate](https://saferate.com/tulsa-ok/best-mortgage-lenders/conventional-loans)