# Best Mortgage Lenders for Conventional Loans in Virginia - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top Conventional mortgage lenders in Virginia across the 4 P's of mortgage shopping: Pricing, Pullthrough, Products, and Place.

## Market Overview

- **Location:** Virginia
- **Ranking Type:** Best Mortgage Lenders
- **Loan Product:** CONVENTIONAL
- **Total Lenders in Market:** 363
- **Total Loan Volume:** 107,069
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION](https://saferate.com/lenders/newport-news-shipbuilding-employees-credit-union-inc-dba-bayport-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Strong 😀 |
| 2 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Exceptional 🤩 | Exceptional 🤩 | Sound ☺️ |
| 3 | [Virginia Credit Union, Inc.](https://saferate.com/lenders/virginia-credit-union) | Credit Union | Exceptional 🤩 | Strong 😀 | Strong 😀 |
| 4 | [FREEDOM FIRST Federal Credit Union](https://saferate.com/lenders/freedom-first-federal-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 5 | [EASTMAN CREDIT UNION](https://saferate.com/lenders/eastman-credit-union) | Credit Union | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [Apple Federal Credit Union](https://saferate.com/lenders/apple-federal-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Sound ☺️ |
| 7 | [PENTAGON FEDERAL CREDIT UNION](https://saferate.com/lenders/pentagon-federal-credit-union) | Credit Union | Strong 😀 | Acceptable 🙂 | Sound ☺️ |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

---

*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/virginia/best-mortgage-lenders/credit-unions/conventional-loans)