# Best Mortgage Company Mortgage Lenders in Visalia, CA - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top mortgage companies offering mortgages in Visalia, CA. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** Visalia, CA
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Mortgage Companies
- **Total Lenders in Market:** 42
- **Total Loan Volume:** 2,917
- **Last Updated:** 2026-02-05

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [UNITED WHOLESALE MORTGAGE, LLC](https://saferate.com/lenders/united-wholesale-mortgage) | Independent Mortgage Company | Exceptional 🤩 | Sound ☺️ | Exceptional 🤩 |
| 2 | [MLD MORTGAGE INC.](https://saferate.com/lenders/mld-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 3 | [FBC MORTGAGE, LLC](https://saferate.com/lenders/fbc-mortgage) | Independent Mortgage Company | Strong 😀 | Strong 😀 | Exceptional 🤩 |
| 4 | [ROCKET MORTGAGE, LLC](https://saferate.com/lenders/rocket-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 5 | [INSPIRE HOME LOANS INC.](https://saferate.com/lenders/inspire-home-loans) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 6 | [LOANDEPOT.COM, LLC](https://saferate.com/lenders/loandepotcom) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 7 | [ALTITUDE FINANCIAL CORPORATION](https://saferate.com/lenders/altitude-financial) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Exceptional 🤩 |
| 8 | [Commerce Home Mortgage, Inc.](https://saferate.com/lenders/commerce-home-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 9 | [FREEDOM MORTGAGE CORPORATION](https://saferate.com/lenders/freedom-mortgage) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 10 | [PENNYMAC LOAN SERVICES, LLC](https://saferate.com/lenders/pennymac-loan-services) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Strong 😀 |
| 11 | [KIND LENDING, LLC](https://saferate.com/lenders/kind-lending) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 12 | [RESIDENTIAL WHOLESALE MORTGAGE, INC.](https://saferate.com/lenders/residential-wholesale-mortgage) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 13 | [Sierra Pacific Mortgage Company, Inc.](https://saferate.com/lenders/sierra-pacific-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Strong 😀 |
| 14 | [GUILD MORTGAGE COMPANY LLC](https://saferate.com/lenders/guild-mortgage-company) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 15 | [PLANET HOME LENDING, LLC](https://saferate.com/lenders/planet-home-lending) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 16 | [COASTAL FUNDING SLC, INC.](https://saferate.com/lenders/coastal-funding-slc) | Independent Mortgage Company | Strong 😀 | Acceptable 🙂 | Exceptional 🤩 |
| 17 | [GoodLeap, LLC](https://saferate.com/lenders/goodleap) | Independent Mortgage Company | Strong 😀 | Sound ☺️ | Sound ☺️ |
| 18 | [GOLDEN EMPIRE MORTGAGE, INC.](https://saferate.com/lenders/golden-empire-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Exceptional 🤩 |
| 19 | [ALAMEDA MORTGAGE CORPORATION](https://saferate.com/lenders/alameda-mortgage) | Independent Mortgage Company | Sound ☺️ | Mediocre 😐 | Exceptional 🤩 |
| 20 | [NEWREZ LLC](https://saferate.com/lenders/newrez) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Sound ☺️ |
| 21 | [Mortgage Research Center, LLC](https://saferate.com/lenders/mortgage-research-center) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 22 | [NATIONSTAR MORTGAGE LLC](https://saferate.com/lenders/nationstar-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 23 | [THE LOAN STORE, INC.](https://saferate.com/lenders/the-loan-store) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 24 | [OCMBC, INC.](https://saferate.com/lenders/ocmbc) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |
| 25 | [CLM MORTGAGE, INC.](https://saferate.com/lenders/clm-mortgage) | Independent Mortgage Company | Sound ☺️ | Acceptable 🙂 | Strong 😀 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-05*

[View interactive rankings on Safe Rate](https://saferate.com/visalia-ca/best-mortgage-lenders/mortgage-companies)