# Best Credit Union Mortgage Lenders in West Virginia - 2026


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


> Compare the top credit unions offering mortgages in West Virginia. Data-driven rankings based on pricing, approval rates, and local market expertise.

## Market Overview

- **Location:** West Virginia
- **Ranking Type:** Best Mortgage Lenders
- **Institution Type:** Credit Unions
- **Total Lenders in Market:** 11
- **Total Loan Volume:** 623
- **Last Updated:** 2026-02-06

## Top Lenders

| Rank | Lender | Type | Overall | Pricing | Pull Through |
|------|--------|------|---------|---------|--------------|
| 1 | [NAVY FEDERAL CREDIT UNION](https://saferate.com/lenders/navy-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 2 | [WEST VIRGINIA FEDERAL CREDIT UNION](https://saferate.com/lenders/west-virginia-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 3 | [FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION](https://saferate.com/lenders/first-peoples-community-federal-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Sound ☺️ |
| 4 | [BAYER HERITAGE CREDIT UNION](https://saferate.com/lenders/bayer-heritage-credit-union) | Credit Union | Strong 😀 | Strong 😀 | Sound ☺️ |
| 5 | [FAIRMONT](https://saferate.com/lenders/fairmont) | Credit Union | Strong 😀 | Exceptional 🤩 | Acceptable 🙂 |
| 6 | [THE STATE CREDIT UNION](https://saferate.com/lenders/the-state-credit-union) | Credit Union | Strong 😀 | Exceptional 🤩 | Acceptable 🙂 |

## Lender Profiles

Click on any lender above to view their full Safe Rate profile, including:
- Detailed pricing analysis
- Pull-through rates
- Product specializations
- Safe Rate Awards
- Geographic coverage

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*Rankings provided by Safe Rate based on HMDA data analysis.*
*Data Version: 2024-HMDA | Last Updated: 2026-02-06*

[View interactive rankings on Safe Rate](https://saferate.com/west-virginia/best-mortgage-lenders/credit-unions)