# Best Mortgage Companie Lenders in Riverside

**As of:** 2026-05-25

Compare the top mortgage companies offering mortgages in Riverside. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/riverside/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 250
- **Total Loans:** 45,263
- **Median Rate Spread:** 0.3712731092436975%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FBC MORTGAGE, LLC | 86 | 60 | 83 | 117 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 7,468 | Independent Mortgage Company |
| 3 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 1,774 | Independent Mortgage Company |
| 4 | FIRST COLONY MORTGAGE CORPORATION | 78 | 42 | 84 | 117 | Independent Mortgage Company |
| 5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 114 | Independent Mortgage Company |
| 6 | PROVIDENT FUNDING ASSOCIATES, L.P. | 78 | 83 | 55 | 109 | Independent Mortgage Company |
| 7 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 3,925 | Independent Mortgage Company |
| 8 | FRANKLIN LOAN CORPORATION | 74 | 26 | 80 | 595 | Independent Mortgage Company |
| 9 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 585 | Independent Mortgage Company |
| 10 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 562 | Independent Mortgage Company |
| 11 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 539 | Independent Mortgage Company |
| 12 | INSPIRE HOME LOANS INC. | 73 | 43 | 75 | 142 | Independent Mortgage Company |
| 13 | BAY EQUITY LLC | 73 | 43 | 65 | 118 | Independent Mortgage Company |
| 14 | OCMBC, INC. | 68 | 21 | 64 | 1,452 | Independent Mortgage Company |
| 15 | Paramount Residential Mortgage Group, Inc. | 68 | 27 | 72 | 817 | Independent Mortgage Company |
| 16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 374 | Independent Mortgage Company |
| 17 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 360 | Independent Mortgage Company |
| 18 | NMSI, INC. | 68 | 33 | 92 | 358 | Independent Mortgage Company |
| 19 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 334 | Independent Mortgage Company |
| 20 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 276 | Independent Mortgage Company |
| 21 | NFM, INC. | 68 | 23 | 87 | 182 | Independent Mortgage Company |
| 22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 129 | Independent Mortgage Company |
| 23 | PLANET HOME LENDING, LLC | 68 | 40 | 83 | 128 | Independent Mortgage Company |
| 24 | GoodLeap, LLC | 66 | 52 | 56 | 152 | Independent Mortgage Company |
| 25 | STG MORTGAGE INC | 66 | 48 | 46 | 111 | Independent Mortgage Company |
| 26 | RESICENTRAL, LLC | 66 | 57 | 53 | 96 | Independent Mortgage Company |
| 27 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 701 | Independent Mortgage Company |
| 28 | THE LOAN STORE, INC. | 63 | 40 | 77 | 547 | Independent Mortgage Company |
| 29 | AMERICAN FINANCIAL NETWORK, INC. | 63 | 28 | 71 | 472 | Independent Mortgage Company |
| 30 | Mortgage Research Center, LLC | 63 | 34 | 70 | 356 | Independent Mortgage Company |
| 31 | SUN WEST MORTGAGE COMPANY, INC. | 63 | 33 | 62 | 330 | Independent Mortgage Company |
| 32 | KIND LENDING, LLC | 63 | 39 | 73 | 264 | Independent Mortgage Company |
| 33 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 264 | Independent Mortgage Company |
| 34 | Equity Prime Mortgage LLC | 63 | 20 | 66 | 260 | Independent Mortgage Company |
| 35 | ZILLOW HOME LOANS, LLC | 63 | 31 | 63 | 220 | Independent Mortgage Company |
| 36 | Sierra Pacific Mortgage Company, Inc. | 63 | 32 | 80 | 219 | Independent Mortgage Company |
| 37 | BAY-VALLEY MORTGAGE GROUP | 63 | 25 | 62 | 193 | Independent Mortgage Company |
| 38 | AAA CAPITAL INVESTMENT, INC. | 63 | 29 | 65 | 173 | Independent Mortgage Company |
| 39 | NATIONS DIRECT MORTGAGE, LLC | 63 | 38 | 74 | 148 | Independent Mortgage Company |
| 40 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 63 | 23 | 74 | 129 | Independent Mortgage Company |
| 41 | Commerce Home Mortgage, Inc. | 63 | 21 | 68 | 123 | Independent Mortgage Company |
| 42 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 63 | 31 | 60 | 117 | Independent Mortgage Company |
| 43 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 450 | Independent Mortgage Company |
| 44 | NEWREZ LLC | 58 | 35 | 59 | 376 | Independent Mortgage Company |
| 45 | Hometown Equity Mortgage, LLC | 58 | 28 | 47 | 222 | Independent Mortgage Company |
| 46 | JMAC LENDING, INC. | 58 | 36 | 49 | 136 | Independent Mortgage Company |
| 47 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 58 | 35 | 55 | 129 | Independent Mortgage Company |
| 48 | FIRST NATIONS HOME FINANCE CORPORATION | 58 | 34 | 59 | 127 | Independent Mortgage Company |
| 49 | CARRINGTON MORTGAGE SERVICES, LLC | 58 | 24 | 41 | 126 | Independent Mortgage Company |
| 50 | ONY GLO, INC. | 58 | 33 | 53 | 125 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Riverside.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.