# Best Conventional Mortgage Lenders in Rockingham County

**As of:** 2026-05-22

Compare the top Conventional mortgage lenders in Rockingham County. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/rockingham-county/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 74
- **Total Loans:** 4,673
- **Median Rate Spread:** 0.19487671232876713%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Leader Bank, National Association | 89 | 84 | 80 | 56 | Bank |
| 2 | Bangor Savings Bank | 89 | 83 | 75 | 41 | Bank |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 438 | Independent Mortgage Company |
| 4 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 308 | Independent Mortgage Company |
| 5 | LOANDEPOT.COM, LLC | 79 | 45 | 72 | 137 | Independent Mortgage Company |
| 6 | HARBORONE MORTGAGE, LLC | 79 | 53 | 72 | 94 | Independent Mortgage Company |
| 7 | Citizens Bank, National Association | 79 | 70 | 59 | 67 | Bank |
| 8 | Bank of America, National Association | 79 | 71 | 67 | 26 | Bank |
| 9 | NBT Bank, National Association | 79 | 85 | 66 | 21 | Bank |
| 10 | NORTHEAST HOME LOAN, LLC | 79 | 61 | 83 | 16 | Independent Mortgage Company |
| 11 | U.S. Bank National Association | 79 | 75 | 69 | 14 | Bank |
| 12 | NAVY FEDERAL CREDIT UNION | 77 | 92 | 53 | 37 | Credit Union |
| 13 | CMG MORTGAGE, INC. | 75 | 34 | 73 | 645 | Independent Mortgage Company |
| 14 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 229 | Independent Mortgage Company |
| 15 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 21 | 74 | 226 | Independent Mortgage Company |
| 16 | EMM LOANS LLC | 75 | 28 | 78 | 205 | Independent Mortgage Company |
| 17 | The Camden National Bank | 74 | 76 | 65 | 13 | Bank |
| 18 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 34 | Bank |
| 19 | Institution for Savings in Newburyport and Its Vicinity | 73 | 94 | 43 | 32 | Bank |
| 20 | Manufacturers and Traders Trust Company | 73 | 59 | 76 | 31 | Bank |
| 21 | MERRIMACK VALLEY | 73 | 85 | 52 | 25 | Credit Union |
| 22 | NBKC BANK | 73 | 90 | 49 | 23 | Bank |
| 23 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 73 | 40 | 74 | 22 | Independent Mortgage Company |
| 24 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 20 | Bank |
| 25 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 163 | Independent Mortgage Company |
| 26 | GUILD MORTGAGE COMPANY LLC | 71 | 25 | 77 | 147 | Independent Mortgage Company |
| 27 | GUARANTEED RATE, INC. | 71 | 39 | 65 | 136 | Independent Mortgage Company |
| 28 | TOTAL MORTGAGE SERVICES, LLC | 71 | 22 | 74 | 62 | Independent Mortgage Company |
| 29 | NATIONSTAR MORTGAGE LLC | 71 | 27 | 64 | 48 | Independent Mortgage Company |
| 30 | AMERANT MORTGAGE, LLC | 69 | 49 | 56 | 41 | Independent Mortgage Company |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 69 | 65 | 55 | 20 | Independent Mortgage Company |
| 32 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 35 | Independent Mortgage Company |
| 33 | KEYSTONE FUNDING, INC. | 67 | 38 | 79 | 56 | Independent Mortgage Company |
| 34 | SALEM FIVE MORTGAGE COMPANY, LLC | 67 | 36 | 69 | 51 | Independent Mortgage Company |
| 35 | NORTHPOINT MORTGAGE, INC. | 67 | 35 | 62 | 47 | Independent Mortgage Company |
| 36 | NEW FED MORTGAGE, CORP. | 67 | 30 | 67 | 44 | Independent Mortgage Company |
| 37 | Service Federal Credit Union | 66 | 85 | 39 | 79 | Credit Union |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 66 | 26 | 76 | 34 | Independent Mortgage Company |
| 39 | DIGITAL | 66 | 84 | 25 | 26 | Credit Union |
| 40 | Sierra Pacific Mortgage Company, Inc. | 66 | 33 | 70 | 17 | Independent Mortgage Company |
| 41 | Plains Commerce Bank | 66 | 35 | 64 | 14 | Bank |
| 42 | St. Mary's Bank Credit Union | 64 | 60 | 52 | 72 | Credit Union |
| 43 | NORTHEAST CREDIT UNION | 64 | 50 | 41 | 63 | Credit Union |
| 44 | FREEDOM MORTGAGE CORPORATION | 64 | 41 | 47 | 36 | Independent Mortgage Company |
| 45 | TD Bank, National Association | 64 | 54 | 50 | 27 | Bank |
| 46 | JEANNE D'ARC Credit Union | 64 | 69 | 57 | 15 | Credit Union |
| 47 | Enterprise Bank and Trust Company | 64 | 73 | 44 | 12 | Bank |
| 48 | Eastern Bank | 64 | 76 | 49 | 11 | Bank |
| 49 | ENVOY MORTGAGE, LTD | 63 | 24 | 55 | 99 | Independent Mortgage Company |
| 50 | RADIUS FINANCIAL GROUP INC. | 63 | 28 | 66 | 28 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Rockingham County.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.