# Best Conventional Mortgage Lenders in Rome, GA

**As of:** 2026-05-26

Compare the top Conventional mortgage lenders in Rome, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/rome-ga/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 31
- **Total Loans:** 852
- **Median Rate Spread:** 0.36150000000000004%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | NJ LENDERS CORP. | 85 | 69 | 72 | 27 | Independent Mortgage Company |
| 2 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 152 | Independent Mortgage Company |
| 3 | Truist Bank | 79 | 71 | 69 | 11 | Bank |
| 4 | NAVY FEDERAL CREDIT UNION | 77 | 92 | 53 | 11 | Credit Union |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 75 | 36 | 86 | 58 | Independent Mortgage Company |
| 6 | United Community Bank | 75 | 34 | 65 | 49 | Bank |
| 7 | Ameris Bank | 73 | 41 | 76 | 23 | Bank |
| 8 | FirstBank | 73 | 50 | 75 | 21 | Bank |
| 9 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 15 | Bank |
| 10 | LOANDEPOT.COM, LLC | 73 | 45 | 72 | 13 | Independent Mortgage Company |
| 11 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 11 | Bank |
| 12 | MOVEMENT MORTGAGE, LLC | 71 | 34 | 77 | 51 | Independent Mortgage Company |
| 13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 44 | Independent Mortgage Company |
| 14 | Renasant Bank | 71 | 35 | 77 | 30 | Bank |
| 15 | Synovus Bank | 69 | 48 | 62 | 13 | Bank |
| 16 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 24 | Independent Mortgage Company |
| 17 | CANOPY MORTGAGE, LLC | 66 | 24 | 60 | 24 | Independent Mortgage Company |
| 18 | CROSSCOUNTRY MORTGAGE, LLC | 66 | 21 | 74 | 22 | Independent Mortgage Company |
| 19 | Regions Bank | 66 | 39 | 64 | 21 | Bank |
| 20 | SWBC MORTGAGE CORPORATION | 66 | 33 | 78 | 20 | Independent Mortgage Company |
| 21 | GUARANTEED RATE, INC. | 66 | 39 | 65 | 13 | Independent Mortgage Company |
| 22 | UNION HOME MORTGAGE CORP. | 66 | 23 | 77 | 11 | Independent Mortgage Company |
| 23 | MEMBER FIRST MORTGAGE, LLC | 64 | 47 | 43 | 15 | Independent Mortgage Company |
| 24 | MORTGAGE ASSURANCE, INC. | 64 | 49 | 52 | 13 | Independent Mortgage Company |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 60 | 15 | 75 | 44 | Independent Mortgage Company |
| 26 | EVERETT FINANCIAL, INC. | 60 | 13 | 71 | 27 | Independent Mortgage Company |
| 27 | ZILLOW HOME LOANS, LLC | 58 | 32 | 50 | 10 | Independent Mortgage Company |
| 28 | BANKSOUTH MORTGAGE COMPANY, LLC | 57 | 18 | 74 | 37 | Independent Mortgage Company |
| 29 | DIRECT LENDERS, LLC | 49 | 28 | 42 | 11 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Rome, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.