# Best Mortgage Lenders in Savannah, GA

**As of:** 2026-05-21

Compare the top mortgage lenders in Savannah, GA. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/savannah-ga/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 87
- **Total Loans:** 5,625
- **Median Rate Spread:** 0.23890804597701149%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FIRST CONTINENTAL MORTGAGE, LTD. | 93 | 99 | 79 | 79 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 513 | Independent Mortgage Company |
| 3 | Truist Bank | 80 | 70 | 68 | 60 | Bank |
| 4 | Bank of America, National Association | 80 | 73 | 75 | 48 | Bank |
| 5 | PENNYMAC LOAN SERVICES, LLC | 78 | 56 | 63 | 197 | Independent Mortgage Company |
| 6 | NAVY FEDERAL CREDIT UNION | 78 | 93 | 60 | 106 | Credit Union |
| 7 | Ameris Bank | 78 | 42 | 82 | 95 | Bank |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 51 | 82 | 91 | Independent Mortgage Company |
| 9 | COLONY BANK | 78 | 48 | 81 | 42 | Bank |
| 10 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 591 | Independent Mortgage Company |
| 11 | GUILD MORTGAGE COMPANY LLC | 74 | 25 | 83 | 184 | Independent Mortgage Company |
| 12 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 176 | Independent Mortgage Company |
| 13 | BANKSOUTH MORTGAGE COMPANY, LLC | 74 | 23 | 84 | 126 | Independent Mortgage Company |
| 14 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 109 | Bank |
| 15 | SouthState Bank, National Association | 73 | 49 | 73 | 95 | Bank |
| 16 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 86 | Independent Mortgage Company |
| 17 | NexBank | 73 | 41 | 66 | 82 | Bank |
| 18 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 69 | Independent Mortgage Company |
| 19 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 57 | Bank |
| 20 | U.S. Bank National Association | 73 | 75 | 71 | 25 | Bank |
| 21 | Mortgage Research Center, LLC | 68 | 34 | 70 | 285 | Independent Mortgage Company |
| 22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 82 | Independent Mortgage Company |
| 23 | Renasant Bank | 68 | 38 | 81 | 44 | Bank |
| 24 | GUARANTEED RATE, INC. | 66 | 41 | 69 | 44 | Independent Mortgage Company |
| 25 | General Mortgage Capital Corporation | 66 | 50 | 79 | 31 | Independent Mortgage Company |
| 26 | Synovus Bank | 66 | 56 | 65 | 23 | Bank |
| 27 | LOANSTEADY LLC | 66 | 50 | 61 | 23 | Independent Mortgage Company |
| 28 | INSPIRE HOME LOANS INC. | 66 | 43 | 75 | 20 | Independent Mortgage Company |
| 29 | LoanUnited.com, LLC | 66 | 41 | 43 | 31 | Independent Mortgage Company |
| 30 | Flagstar Bank, N.A. | 63 | 40 | 76 | 90 | Bank |
| 31 | Plains Commerce Bank | 63 | 37 | 67 | 78 | Bank |
| 32 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 46 | Independent Mortgage Company |
| 33 | NEW AMERICAN FUNDING, LLC | 62 | 22 | 60 | 566 | Independent Mortgage Company |
| 34 | NFM, INC. | 62 | 23 | 87 | 37 | Independent Mortgage Company |
| 35 | SWBC MORTGAGE CORPORATION | 62 | 34 | 86 | 34 | Independent Mortgage Company |
| 36 | Magnolia Bank, Incorporated | 62 | 37 | 82 | 31 | Bank |
| 37 | USAA Federal Savings Bank | 60 | 54 | 45 | 35 | Bank |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 60 | 57 | 57 | 24 | Independent Mortgage Company |
| 39 | CANOPY MORTGAGE, LLC | 58 | 21 | 70 | 37 | Independent Mortgage Company |
| 40 | KIND LENDING, LLC | 58 | 39 | 73 | 31 | Independent Mortgage Company |
| 41 | CROSSCOUNTRY MORTGAGE, LLC | 58 | 20 | 76 | 30 | Independent Mortgage Company |
| 42 | EMM LOANS LLC | 58 | 31 | 77 | 30 | Independent Mortgage Company |
| 43 | TOWNE MORTGAGE COMPANY | 58 | 40 | 79 | 26 | Independent Mortgage Company |
| 44 | AMERICAN FINANCIAL NETWORK, INC. | 58 | 28 | 71 | 26 | Independent Mortgage Company |
| 45 | SOUTHPOINT FINANCIAL SERVICES, INC. | 58 | 25 | 63 | 21 | Independent Mortgage Company |
| 46 | Equity Prime Mortgage LLC | 58 | 20 | 66 | 20 | Independent Mortgage Company |
| 47 | NEWREZ LLC | 52 | 35 | 59 | 27 | Independent Mortgage Company |
| 48 | CARRINGTON MORTGAGE SERVICES, LLC | 52 | 24 | 41 | 24 | Independent Mortgage Company |
| 49 | SUMMIT FUNDING, INC. | 49 | 13 | 81 | 22 | Independent Mortgage Company |
| 50 | The Federal Savings Bank | 42 | 16 | 49 | 23 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Savannah, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.