# Best Conventional Mortgage Lenders in Savannah, GA

**As of:** 2026-05-21

Compare the top Conventional mortgage lenders in Savannah, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/savannah-ga/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 87
- **Total Loans:** 5,625
- **Median Rate Spread:** 0.23890804597701149%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Truist Bank | 85 | 71 | 69 | 60 | Bank |
| 2 | Bank of America, National Association | 85 | 71 | 67 | 48 | Bank |
| 3 | NAVY FEDERAL CREDIT UNION | 83 | 92 | 53 | 106 | Credit Union |
| 4 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 591 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 513 | Independent Mortgage Company |
| 6 | JPMorgan Chase Bank, National Association | 79 | 52 | 71 | 109 | Bank |
| 7 | SouthState Bank, National Association | 79 | 48 | 72 | 95 | Bank |
| 8 | Ameris Bank | 79 | 41 | 76 | 95 | Bank |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 79 | 45 | 68 | 91 | Independent Mortgage Company |
| 10 | LOANDEPOT.COM, LLC | 79 | 45 | 72 | 69 | Independent Mortgage Company |
| 11 | Wells Fargo Bank, National Association | 79 | 61 | 57 | 57 | Bank |
| 12 | U.S. Bank National Association | 79 | 75 | 69 | 25 | Bank |
| 13 | PNC Bank, National Association | 79 | 75 | 63 | 13 | Bank |
| 14 | PENNYMAC LOAN SERVICES, LLC | 77 | 42 | 59 | 197 | Independent Mortgage Company |
| 15 | GUILD MORTGAGE COMPANY LLC | 75 | 25 | 77 | 184 | Independent Mortgage Company |
| 16 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 176 | Independent Mortgage Company |
| 17 | NexBank | 74 | 43 | 66 | 82 | Bank |
| 18 | COLONY BANK | 74 | 47 | 74 | 42 | Bank |
| 19 | BAY EQUITY LLC | 73 | 46 | 65 | 17 | Independent Mortgage Company |
| 20 | Northpointe Bank | 73 | 49 | 62 | 15 | Bank |
| 21 | Morgan Stanley Private Bank, National Association | 73 | 96 | 57 | 14 | Bank |
| 22 | Flagstar Bank, N.A. | 71 | 34 | 72 | 90 | Bank |
| 23 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 82 | Independent Mortgage Company |
| 24 | Plains Commerce Bank | 71 | 35 | 64 | 78 | Bank |
| 25 | NATIONSTAR MORTGAGE LLC | 71 | 27 | 64 | 46 | Independent Mortgage Company |
| 26 | Renasant Bank | 71 | 35 | 77 | 44 | Bank |
| 27 | NEW AMERICAN FUNDING, LLC | 70 | 26 | 60 | 566 | Independent Mortgage Company |
| 28 | FIRST CONTINENTAL MORTGAGE, LTD. | 70 | 90 | 41 | 79 | Independent Mortgage Company |
| 29 | FREEDOM MORTGAGE CORPORATION | 69 | 41 | 47 | 86 | Independent Mortgage Company |
| 30 | General Mortgage Capital Corporation | 69 | 52 | 78 | 31 | Independent Mortgage Company |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 69 | 65 | 55 | 24 | Independent Mortgage Company |
| 32 | Synovus Bank | 69 | 48 | 62 | 23 | Bank |
| 33 | JET HOMELOANS, LP | 69 | 53 | 65 | 15 | Independent Mortgage Company |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 69 | 44 | 64 | 15 | Independent Mortgage Company |
| 35 | Mortgage Research Center, LLC | 66 | 34 | 43 | 285 | Independent Mortgage Company |
| 36 | GUARANTEED RATE, INC. | 66 | 39 | 65 | 44 | Independent Mortgage Company |
| 37 | SWBC MORTGAGE CORPORATION | 66 | 33 | 78 | 34 | Independent Mortgage Company |
| 38 | KIND LENDING, LLC | 66 | 31 | 66 | 31 | Independent Mortgage Company |
| 39 | CROSSCOUNTRY MORTGAGE, LLC | 66 | 21 | 74 | 30 | Independent Mortgage Company |
| 40 | EMM LOANS LLC | 66 | 28 | 78 | 30 | Independent Mortgage Company |
| 41 | United Community Bank | 66 | 34 | 65 | 19 | Bank |
| 42 | CMG MORTGAGE, INC. | 66 | 34 | 73 | 19 | Independent Mortgage Company |
| 43 | THE LOAN STORE, INC. | 66 | 39 | 71 | 16 | Independent Mortgage Company |
| 44 | Sierra Pacific Mortgage Company, Inc. | 66 | 33 | 70 | 13 | Independent Mortgage Company |
| 45 | LOANSTEADY LLC | 64 | 56 | 59 | 23 | Independent Mortgage Company |
| 46 | First-Citizens Bank & Trust Company | 64 | 57 | 59 | 13 | Bank |
| 47 | Magnolia Bank, Incorporated | 63 | 37 | 70 | 31 | Bank |
| 48 | INSPIRE HOME LOANS INC. | 63 | 40 | 61 | 20 | Independent Mortgage Company |
| 49 | Queensborough National Bank & Trust Company | 63 | 37 | 65 | 15 | Bank |
| 50 | CANOPY MORTGAGE, LLC | 62 | 24 | 60 | 37 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Savannah, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.