# Best FHA Mortgage Lenders in Savannah, GA

**As of:** 2026-05-21

Compare the top FHA mortgage lenders in Savannah, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/savannah-ga/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 87
- **Total Loans:** 5,625
- **Median Rate Spread:** 0.23890804597701149%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FIRST CONTINENTAL MORTGAGE, LTD. | 95 | 98 | 86 | 79 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 513 | Independent Mortgage Company |
| 3 | BANKSOUTH MORTGAGE COMPANY, LLC | 88 | 41 | 87 | 126 | Independent Mortgage Company |
| 4 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 86 | Independent Mortgage Company |
| 5 | PENNYMAC LOAN SERVICES, LLC | 83 | 78 | 59 | 197 | Independent Mortgage Company |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 59 | 83 | 91 | Independent Mortgage Company |
| 7 | JET HOMELOANS, LP | 83 | 88 | 84 | 15 | Independent Mortgage Company |
| 8 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 591 | Independent Mortgage Company |
| 9 | Ameris Bank | 79 | 50 | 78 | 95 | Bank |
| 10 | Flagstar Bank, N.A. | 79 | 58 | 71 | 90 | Bank |
| 11 | Plains Commerce Bank | 79 | 47 | 66 | 78 | Bank |
| 12 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 69 | Independent Mortgage Company |
| 13 | Renasant Bank | 79 | 51 | 79 | 44 | Bank |
| 14 | COLONY BANK | 79 | 55 | 81 | 42 | Bank |
| 15 | TOWNE MORTGAGE COMPANY | 77 | 46 | 82 | 26 | Independent Mortgage Company |
| 16 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 184 | Independent Mortgage Company |
| 17 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 176 | Independent Mortgage Company |
| 18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 82 | Independent Mortgage Company |
| 19 | Truist Bank | 74 | 75 | 53 | 60 | Bank |
| 20 | KIND LENDING, LLC | 73 | 55 | 71 | 31 | Independent Mortgage Company |
| 21 | EMM LOANS LLC | 73 | 44 | 67 | 30 | Independent Mortgage Company |
| 22 | INSPIRE HOME LOANS INC. | 73 | 53 | 75 | 20 | Independent Mortgage Company |
| 23 | Mortgage Research Center, LLC | 70 | 34 | 54 | 285 | Independent Mortgage Company |
| 24 | JPMorgan Chase Bank, National Association | 69 | 59 | 47 | 109 | Bank |
| 25 | LoanUnited.com, LLC | 69 | 54 | 47 | 31 | Independent Mortgage Company |
| 26 | Magnolia Bank, Incorporated | 69 | 48 | 74 | 31 | Bank |
| 27 | LOANSTEADY LLC | 69 | 40 | 74 | 23 | Independent Mortgage Company |
| 28 | NEWREZ LLC | 68 | 52 | 56 | 27 | Independent Mortgage Company |
| 29 | GUARANTEED RATE, INC. | 66 | 38 | 68 | 44 | Independent Mortgage Company |
| 30 | CANOPY MORTGAGE, LLC | 66 | 21 | 70 | 37 | Independent Mortgage Company |
| 31 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 25 | 69 | 26 | Independent Mortgage Company |
| 32 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 20 | Independent Mortgage Company |
| 33 | CMG MORTGAGE, INC. | 66 | 32 | 79 | 19 | Independent Mortgage Company |
| 34 | BAY EQUITY LLC | 66 | 37 | 72 | 17 | Independent Mortgage Company |
| 35 | SOUTHPOINT FINANCIAL SERVICES, INC. | 63 | 30 | 76 | 21 | Independent Mortgage Company |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 36 | 56 | 24 | Independent Mortgage Company |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 24 | Independent Mortgage Company |
| 38 | AMERISAVE MORTGAGE CORPORATION | 62 | 23 | 45 | 20 | Independent Mortgage Company |
| 39 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 46 | Independent Mortgage Company |
| 40 | NEW AMERICAN FUNDING, LLC | 59 | 19 | 57 | 566 | Independent Mortgage Company |
| 41 | SUMMIT FUNDING, INC. | 59 | 12 | 81 | 22 | Independent Mortgage Company |
| 42 | CROSSCOUNTRY MORTGAGE, LLC | 56 | 19 | 69 | 30 | Independent Mortgage Company |
| 43 | MILEND, INC. | 49 | 6 | 44 | 13 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Savannah, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.