# Best VA Mortgage Lenders in Savannah, GA

**As of:** 2026-05-21

Compare the top VA mortgage lenders in Savannah, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/savannah-ga/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 87
- **Total Loans:** 5,625
- **Median Rate Spread:** 0.23890804597701149%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 513 | Independent Mortgage Company |
| 2 | FIRST CONTINENTAL MORTGAGE, LTD. | 95 | 94 | 92 | 79 | Independent Mortgage Company |
| 3 | PENNYMAC LOAN SERVICES, LLC | 89 | 61 | 62 | 197 | Independent Mortgage Company |
| 4 | Ameris Bank | 89 | 63 | 81 | 95 | Bank |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 89 | 79 | 86 | 91 | Independent Mortgage Company |
| 6 | MOVEMENT MORTGAGE, LLC | 88 | 45 | 81 | 176 | Independent Mortgage Company |
| 7 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 86 | Independent Mortgage Company |
| 8 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 106 | Credit Union |
| 9 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 591 | Independent Mortgage Company |
| 10 | Flagstar Bank, N.A. | 79 | 56 | 68 | 90 | Bank |
| 11 | Plains Commerce Bank | 79 | 46 | 66 | 78 | Bank |
| 12 | LOANDEPOT.COM, LLC | 79 | 53 | 69 | 69 | Independent Mortgage Company |
| 13 | GUARANTEED RATE, INC. | 79 | 79 | 70 | 44 | Independent Mortgage Company |
| 14 | KIND LENDING, LLC | 79 | 64 | 67 | 31 | Independent Mortgage Company |
| 15 | AMERICAN FINANCIAL NETWORK, INC. | 79 | 75 | 63 | 26 | Independent Mortgage Company |
| 16 | TOWNE MORTGAGE COMPANY | 77 | 44 | 87 | 26 | Independent Mortgage Company |
| 17 | CMG MORTGAGE, INC. | 77 | 54 | 81 | 19 | Independent Mortgage Company |
| 18 | Mortgage Research Center, LLC | 75 | 34 | 61 | 285 | Independent Mortgage Company |
| 19 | GUILD MORTGAGE COMPANY LLC | 75 | 22 | 77 | 184 | Independent Mortgage Company |
| 20 | BANKSOUTH MORTGAGE COMPANY, LLC | 75 | 33 | 87 | 126 | Independent Mortgage Company |
| 21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 33 | 83 | 82 | Independent Mortgage Company |
| 22 | COLONY BANK | 74 | 54 | 77 | 42 | Bank |
| 23 | USAA Federal Savings Bank | 73 | 62 | 58 | 35 | Bank |
| 24 | LoanUnited.com, LLC | 73 | 47 | 53 | 31 | Independent Mortgage Company |
| 25 | NEWREZ LLC | 73 | 47 | 63 | 27 | Independent Mortgage Company |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 73 | 46 | 60 | 24 | Independent Mortgage Company |
| 27 | Paramount Residential Mortgage Group, Inc. | 73 | 40 | 71 | 16 | Independent Mortgage Company |
| 28 | NATIONSTAR MORTGAGE LLC | 71 | 20 | 69 | 46 | Independent Mortgage Company |
| 29 | NFM, INC. | 70 | 40 | 83 | 37 | Independent Mortgage Company |
| 30 | OCMBC, INC. | 69 | 43 | 63 | 13 | Independent Mortgage Company |
| 31 | Magnolia Bank, Incorporated | 66 | 30 | 74 | 31 | Bank |
| 32 | CROSSCOUNTRY MORTGAGE, LLC | 66 | 32 | 71 | 30 | Independent Mortgage Company |
| 33 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 66 | 26 | 69 | 18 | Independent Mortgage Company |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 26 | 51 | 24 | Independent Mortgage Company |
| 35 | Equity Prime Mortgage LLC | 62 | 20 | 57 | 20 | Independent Mortgage Company |
| 36 | NEW AMERICAN FUNDING, LLC | 59 | 19 | 58 | 566 | Independent Mortgage Company |
| 37 | CANOPY MORTGAGE, LLC | 56 | 13 | 74 | 37 | Independent Mortgage Company |
| 38 | SUMMIT FUNDING, INC. | 56 | 17 | 77 | 22 | Independent Mortgage Company |
| 39 | The Federal Savings Bank | 52 | 9 | 54 | 23 | Bank |
| 40 | NEW DAY FINANCIAL, LLC | 52 | 2 | 49 | 16 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Savannah, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.