# Best FHA Mortgage Lenders in Sherman

**As of:** 2026-06-01

Compare the top FHA mortgage lenders in Sherman. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/sherman/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 52
- **Total Loans:** 1,856
- **Median Rate Spread:** 0.3224313725490196%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | American National Bank & Trust | 89 | 86 | 87 | 33 | Bank |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 157 | Independent Mortgage Company |
| 3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 85 | 61 | 79 | 39 | Independent Mortgage Company |
| 4 | First United Bank and Trust Company | 83 | 40 | 74 | 123 | Bank |
| 5 | FIRST CONTINENTAL MORTGAGE, LTD. | 83 | 98 | 86 | 15 | Independent Mortgage Company |
| 6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 80 | 22 | 82 | 177 | Independent Mortgage Company |
| 7 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 146 | Independent Mortgage Company |
| 8 | FREEDOM MORTGAGE CORPORATION | 79 | 65 | 62 | 22 | Independent Mortgage Company |
| 9 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 156 | Independent Mortgage Company |
| 10 | BROOKHOLLOW MORTGAGE SERVICES, LTD. | 74 | 48 | 78 | 23 | Independent Mortgage Company |
| 11 | KIND LENDING, LLC | 73 | 55 | 71 | 11 | Independent Mortgage Company |
| 12 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 71 | 32 | 76 | 52 | Independent Mortgage Company |
| 13 | SFMC, LP | 71 | 36 | 77 | 51 | Independent Mortgage Company |
| 14 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 41 | Independent Mortgage Company |
| 15 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 40 | Independent Mortgage Company |
| 16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 70 | 20 | 82 | 27 | Independent Mortgage Company |
| 17 | JPMorgan Chase Bank, National Association | 69 | 59 | 47 | 36 | Bank |
| 18 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 66 | 38 | 79 | 18 | Independent Mortgage Company |
| 19 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 11 | Independent Mortgage Company |
| 20 | CANOPY MORTGAGE, LLC | 66 | 21 | 70 | 10 | Independent Mortgage Company |
| 21 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 63 | 18 | 81 | 35 | Independent Mortgage Company |
| 22 | EVERETT FINANCIAL, INC. | 59 | 9 | 80 | 16 | Independent Mortgage Company |
| 23 | CROSSCOUNTRY MORTGAGE, LLC | 56 | 19 | 69 | 25 | Independent Mortgage Company |
| 24 | Click n' Close, Inc. | 56 | N/A | 63 | 12 | Independent Mortgage Company |
| 25 | SUCCESS MORTGAGE PARTNERS, INC. | 56 | 15 | 75 | 10 | Independent Mortgage Company |
| 26 | NEW AMERICAN FUNDING, LLC | 52 | 19 | 57 | 23 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Sherman.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.